Recent sale
THE COTTAGE SCHOOL LANE
£536k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
3 matches ![Comparable: THE COTTAGE SCHOOL LANE]()
![Comparable: THE OLD SCHOOL HOUSE SCHOOL LANE]()
![Comparable: THE OLD SCHOOL HOUSE SCHOOL LANE]()
3 signals 0 levers
The Cottage, School Lane, High Easter, Chelmsford, CM1 4QP
UPRN:100091277903Detached House4 bedsBuilt England and Wales: before 1900
FreeholdCouncil Tax: -EPC: E (39)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 6d ago (2026-09-14T04:00:02.380528+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:43:56.015353+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£803,000
Estimated value
Range: £763k - £843k|Last sold: £536k (2022-02-01)
Estimate of £803k for detached houses in Essex. 677 transactions in the last 12 months; median £380k.
AI Confidence
-
High confidence
Value History
Current estimate
£803k
£763k - £843k - High confidence
Annualised (CAGR)
+0.96%
Over the full window
Peak estimate
£875k
Aug 2022
From peak
-8.23%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CM1 district (quarterly)index YoY +3.69%
Growth by window
3m
-1.71%
6m
+2.55%
12m
+3.75%
24m
+12.15%
60m
-1.71%
Rental Market
Estimated rent (pcm)
£2,700
/ month
Gross yield
4.11%
Net yield
0.35%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£380k
4-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
40d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£803,000
- SDLT standard£30,150
- SDLT BTL surcharge (5%)£40,150
- Legal + Survey£15,000
- Refurb (light)£56,210
- Total All-In Cost£944,510
Funding
- Deposit (25%)£200,750
- Mortgage (75% LTV)£602,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£342,260
Monthly Returns
- Monthly Rent (est)£2,700
- Mortgage Payment (IO)-£2,635
- Management (10%)-£270
- Insurance-£155
- Maintenance-£335
- Monthly Cashflow-£695
Capital Returns
- 5yr Property Value£836,053
- 5yr Capital Gain (0.81% pa)+£33,053
- 5yr Cumulative Rent (net)+£116,400
- Less mortgage interest-£158,100
- 5yr Total Return-£8,647
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £809,504 | £207,254 | -£8,340 | -£1,836 | -0.5% |
| Year 2 | £816,061 | £213,811 | -£16,680 | -£3,619 | -1.1% |
| Year 3 | £822,671 | £220,421 | -£25,020 | -£5,349 | -1.6% |
| Year 4 | £829,335 | £227,085 | -£33,360 | -£7,025 | -2.1% |
| Year 5 | £836,053 | £233,803 | -£41,700 | -£8,647 | -2.5% |
Assumes 0.81% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£342,260).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
THE OLD SCHOOL HOUSE SCHOOL LANE
£650k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
THE OLD SCHOOL HOUSE SCHOOL LANE
£280k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£32,124
Median Income
Signal
1,646
Population
Signal
1.5 / 100
Deprivation