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The Cottage, Maldon Road, Latchingdon, Chelmsford, CM3 6LG

UPRN:10014001352Detached House3 bedsBuilt -
FreeholdCouncil Tax: -EPC: B (87)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:34:17.969925+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£490,000
Estimated value
Range: £392k - £589kLast sold: -- (-)

Estimate of £490k for detached houses in Chelmsford. 557 transactions in the last 12 months; median £435k.

AI Confidence
-
Low confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£490k
£392k - £589k - Low confidence
Annualised (CAGR)
+5.22%
Over the full window
Peak estimate
£716k
Nov 2022
From peak
-31.56%
Drawdown from peak
£727k£629k£532k£434k£337k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - CM3 district (quarterly)index YoY +1.32%
Growth by window
3m
+4.70%
6m
+1.45%
12m
+6.06%
24m
+16.95%
60m
+28.61%

Rental Market

Monthly
Estimated rent (pcm)
£1,900
/ month
Gross yield
2.62%
Net yield
3.23%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£435k
3-bed Detached House
12m Price Growth
-39.4%
vs UK avg
Days on Market
66d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£490,000
  • SDLT standard£14,500
  • SDLT BTL surcharge (5%)£24,500
  • Legal + Survey£15,000
  • Refurb (light)£34,300
  • Total All-In Cost£578,300

Funding

  • Deposit (25%)£122,500
  • Mortgage (75% LTV)£367,500
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£210,800

Monthly Returns

  • Monthly Rent (est)£1,900
  • Mortgage Payment (IO)-£1,608
  • Management (10%)-£190
  • Insurance-£124
  • Maintenance-£204
  • Monthly Cashflow-£226

Capital Returns

  • 5yr Property Value£507,392
  • 5yr Capital Gain (0.70% pa)+£17,392
  • 5yr Cumulative Rent (net)+£82,920
  • Less mortgage interest-£96,480
  • 5yr Total Return+£3,832

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£493,430£125,930-£2,712+£7180.3%
Year 2£496,884£129,384-£5,424+£1,4600.7%
Year 3£500,362£132,862-£8,136+£2,2261.1%
Year 4£503,865£136,365-£10,848+£3,0171.4%
Year 5£507,392£139,892-£13,560+£3,8321.8%

Assumes 0.70% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£210,800).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: MAPLEDEAN WORKS MALDON ROAD
    Recent sale

    MAPLEDEAN WORKS MALDON ROAD

    £340k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: MAPLEDEAN WORKS MALDON ROAD
    Recent sale

    MAPLEDEAN WORKS MALDON ROAD

    £330k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: BEACON MOUNT MALDON ROAD
    Recent sale

    BEACON MOUNT MALDON ROAD

    £635k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: MAPLEDEAN FARM MALDON ROAD
    Recent sale

    MAPLEDEAN FARM MALDON ROAD

    £488k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £25,496
    Median Income
    Signal
    1,510
    Population
    Signal
    4.6 / 100
    Deprivation

    Upside Opportunities

    0 levers