The Gables, Station Road, Salford Priors, Evesham, WR11 8UX
Estimate of £756k for this detached house. 496 sales in WR11 in the last 12 months; median £298k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£750,000
- SDLT standard£27,500
- SDLT BTL surcharge (5%)£37,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£817,100
Funding
- Deposit (25%)£187,500
- Mortgage (75% LTV)£562,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£254,600
Monthly Returns
- Monthly Rent (estimate)£2,650
- Mortgage Payment (IO)-£2,461
- Management (10%)-£265
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£176
Capital Returns
- 5yr Property Value£796,880
- 5yr Capital Gain (1.22% pa, historical)+£46,880
- 5yr Cumulative Rent (net)+£142,940
- Less mortgage interest-£147,660
- 5yr Total Return+£42,160
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £759,150 | £196,650 | -£2,112 | +£7,038 | 2.8% |
| Year 2 | £768,412 | £205,912 | -£3,648 | +£14,764 | 5.8% |
| Year 3 | £777,786 | £215,286 | -£4,607 | +£23,179 | 9.1% |
| Year 4 | £787,275 | £224,775 | -£4,965 | +£32,310 | 12.7% |
| Year 5 | £796,880 | £234,380 | -£4,720 | +£42,160 | 16.6% |
Modelled on the live asking price. Capital growth 1.22% a year is the WR11 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£254,600).
Price Forecast
No forecast available.