The Old School, Rhulen, Builth Wells, LD2 3UU
Estimate of £519k for this detached house. 41 sales in LD2 in the last 12 months; median £315k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£550,000
- SDLT standard£17,500
- SDLT BTL surcharge (5%)£27,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£597,100
Funding
- Deposit (25%)£137,500
- Mortgage (75% LTV)£412,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£184,600
Monthly Returns
- Monthly Rent (estimate)£1,500
- Mortgage Payment (IO)-£1,805
- Management (10%)-£150
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£555
Capital Returns
- 5yr Property Value£825,107
- 5yr Capital Gain (8.45% pa, historical)+£275,107
- 5yr Cumulative Rent (net)+£78,313
- Less mortgage interest-£108,300
- 5yr Total Return+£245,120
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £596,475 | £183,975 | -£6,660 | +£39,815 | 21.6% |
| Year 2 | £646,877 | £234,377 | -£12,996 | +£83,881 | 45.4% |
| Year 3 | £701,538 | £289,038 | -£19,001 | +£132,537 | 71.8% |
| Year 4 | £760,818 | £348,318 | -£24,667 | +£186,151 | 100.8% |
| Year 5 | £825,107 | £412,607 | -£29,987 | +£245,120 | 132.8% |
Modelled on the live asking price. Capital growth 8.45% a year is the LD2 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£184,600).
Price Forecast
No forecast available.