85 THORPE ROAD
Recent sale
£260k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
The White House, 98 Thorpe Road, Kirby Cross, Frinton-on-Sea, CO13 0ND
UPRN:100090629964Detached House4 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band EEPC: D (57)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-26T04:00:05.044505+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:59:21.971278+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£433,000
Estimated value
Range: £411k - £454k|Last sold: £255k (2022-01-28)
Estimate of £433k for this detached house. 211 sales in CO13 in the last 12 months; median £318k.
Estimate confidence
High confidence
Value History
Current estimate
£433k
£411k - £454k - High confidence
Annualised (CAGR)
+1.06%
Over the full window
Peak estimate
£458k
Feb 2022
From peak
-5.46%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CO13 district (quarterly)index YoY -15.32%
Growth by window
3m
+3.10%
6m
+5.61%
12m
+15.16%
24m
+9.07%
60m
-0.69%
Rental Market
Estimated rent (pcm)
£1,800
/ month
Gross yield
5.40%
Rent ÷ asking price
Net yield
3.74%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£318k
CO13 sales, last 12 months
12m Price Growth
-19.4%
CO13 median, Land Registry
Days on Market
72d
CO13 average
Sales & Yield
3 metricsTransactions / 12m
211
CO13 sales
Area Gross Yield
-
CO13 medians
Last Sold
£255k
2022-01-28
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£400,000
- SDLT standard£10,000
- SDLT BTL surcharge (5%)£20,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£432,100
Funding
- Deposit (25%)£100,000
- Mortgage (75% LTV)£300,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£132,100
Monthly Returns
- Monthly Rent (estimate)£1,800
- Mortgage Payment (IO)-£1,312
- Management (10%)-£180
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£208
Capital Returns
- 5yr Property Value£403,814
- 5yr Capital Gain (0.19% pa, historical)+£3,814
- 5yr Cumulative Rent (net)+£95,163
- Less mortgage interest-£78,720
- 5yr Total Return+£20,258
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £400,760 | £100,760 | +£2,496 | +£3,256 | 2.5% |
| Year 2 | £401,521 | £101,521 | +£5,376 | +£6,897 | 5.2% |
| Year 3 | £402,284 | £102,284 | +£8,661 | +£10,945 | 8.3% |
| Year 4 | £403,049 | £103,049 | +£12,347 | +£15,395 | 11.7% |
| Year 5 | £403,814 | £103,814 | +£16,443 | +£20,258 | 15.3% |
Modelled on the live asking price. Capital growth 0.19% a year is the CO13 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£132,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
101 THORPE ROAD
Recent sale
£305k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
114 THORPE ROAD
Recent sale
£340k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
HOLLY HOUSE THORPE ROAD
Recent sale
£350k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,545
Median earnings (local authority)
Signal
1,931
Population
Signal
3.9%
Households Deprived