Recent sale
RED LION HOUSE CHURCH ROAD
£960k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Thessaly, Church Road, Offham, West Malling, ME19 5NY
UPRN:100062387569Detached House4 bedsBuilt 1967-1975
FreeholdCouncil Tax: -EPC: D (65)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:43:49.220315+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£1,191,000
Estimated value
Range: £1.13M - £1.25M|Last sold: £725k (2017-07-21)
Estimate of £1.19M for detached houses in West Malling. 258 transactions in the last 12 months; median £466k.
AI Confidence
-
High confidence
Value History
Current estimate
£1.19M
£1.13M - £1.25M - High confidence
Annualised (CAGR)
+9.31%
Over the full window
Peak estimate
£1.20M
Jul 2026
From peak
-0.67%
Drawdown from peak
AVM estimate (model)Repeat-sales index - ME19 district (quarterly)index YoY +3.17%
Growth by window
3m
+24.58%
6m
+25.77%
12m
+33.52%
24m
+38.49%
60m
+60.95%
Rental Market
Estimated rent (pcm)
£4,650
/ month
Gross yield
6.86%
Net yield
3.34%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£466k
4-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
87d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,191,000
- SDLT standard£62,850
- SDLT BTL surcharge (5%)£59,550
- Legal + Survey£15,000
- Refurb (light)£83,370
- Total All-In Cost£1,411,770
Funding
- Deposit (25%)£297,750
- Mortgage (75% LTV)£893,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£518,520
Monthly Returns
- Monthly Rent (est)£4,650
- Mortgage Payment (IO)-£3,908
- Management (10%)-£465
- Insurance-£194
- Maintenance-£496
- Monthly Cashflow-£413
Capital Returns
- 5yr Property Value£1,282,413
- 5yr Capital Gain (1.49% pa)+£91,413
- 5yr Cumulative Rent (net)+£209,700
- Less mortgage interest-£234,480
- 5yr Total Return+£66,633
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,208,746 | £315,496 | -£4,956 | +£12,790 | 2.5% |
| Year 2 | £1,226,756 | £333,506 | -£9,912 | +£25,844 | 5.0% |
| Year 3 | £1,245,035 | £351,785 | -£14,868 | +£39,167 | 7.6% |
| Year 4 | £1,263,586 | £370,336 | -£19,824 | +£52,762 | 10.2% |
| Year 5 | £1,282,413 | £389,163 | -£24,780 | +£66,633 | 12.9% |
Assumes 1.49% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£518,520).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
OLD RECTORY GROUND CHURCH ROAD
£850k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
CARDUS CHURCH ROAD
£725k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
THESSALY CHURCH ROAD
£725k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£31,472
Median Income
Signal
2,323
Population
Signal
1.5 / 100
Deprivation