12 ST GEORGES ROAD
Recent sale
£500k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Trepenpol Cottage, 20A St Georges Road, Hayle, TR27 4AH
UPRN:100040105548Detached HouseBeds -Built 1976-1982
Tenure: -Council Tax: -EPC: C (70)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-21T04:00:02.931607+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 5d ago (2026-10-17T11:20:03.253738+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£316,000
Estimated value
Range: £253k - £379k|Last sold: -- (-)
Estimate of £316k for this detached house. 184 sales in TR27 in the last 12 months; median £283k.
Estimate confidence
Low confidence
Value History
Current estimate
£316k
£253k - £379k - Low confidence
Annualised (CAGR)
+4.72%
Over the full window
Peak estimate
£356k
Feb 2025
From peak
-11.24%
Drawdown from peak
AVM estimate (model)Repeat-sales index - TR27 district (quarterly)index YoY -3.81%
Growth by window
3m
-1.86%
6m
-2.47%
12m
-9.71%
24m
-7.60%
60m
+8.59%
Rental Market
Estimated rent (pcm)
£1,200
/ month
Gross yield
1.03%
Rent ÷ asking price
Net yield
0.72%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£283k
TR27 sales, last 12 months
12m Price Growth
-
TR27 median, Land Registry
Days on Market
76d
TR27 average
Sales & Yield
3 metricsTransactions / 12m
184
TR27 sales
Area Gross Yield
3.09%
TR27 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,395,000
- SDLT standard£83,250
- SDLT BTL surcharge (5%)£69,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£1,550,100
Funding
- Deposit (25%)£348,750
- Mortgage (75% LTV)£1,046,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£503,850
Monthly Returns
- Monthly Rent (estimate)£1,200
- Mortgage Payment (IO)-£4,577
- Management (10%)-£120
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£3,597
Capital Returns
- 5yr Property Value£1,435,927
- 5yr Capital Gain (0.58% pa, historical)+£40,927
- 5yr Cumulative Rent (net)+£61,450
- Less mortgage interest-£274,620
- 5yr Total Return-£172,243
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,403,091 | £356,841 | -£43,164 | -£35,073 | -7.0% |
| Year 2 | £1,411,229 | £364,979 | -£86,064 | -£69,835 | -13.9% |
| Year 3 | £1,419,414 | £373,164 | -£128,706 | -£104,292 | -20.7% |
| Year 4 | £1,427,647 | £381,397 | -£171,073 | -£138,426 | -27.5% |
| Year 5 | £1,435,927 | £389,677 | -£213,170 | -£172,243 | -34.2% |
Modelled on the live asking price. Capital growth 0.58% a year is the TR27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£503,850).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
22A ST GEORGES ROAD
Recent sale
£500k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
12 ST GEORGES ROAD
Recent sale
£315k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
10 ST GEORGES ROAD
Recent sale
£350k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,210
Median earnings (local authority)
Signal
1,654
Population
Signal
7.2%
Households Deprived