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Victoria Cottage, High Street, Lane End, High Wycombe, HP14 3ER

UPRN:100081091801Detached House3 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band FEPC: D (56)
Data freshness:Listing· freshListing: fresh, refreshed today (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:39:25.588089+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T09:11:36.623725+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£587,000
Estimated value
Range: £558k - £616kLast sold: £320k (2011-08-24)

Estimate of £587k for this detached house. 167 sales in HP14 in the last 12 months; median £470k.

Estimate confidence
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£587k
£558k - £616k - High confidence
Annualised (CAGR)
+2.96%
Over the full window
Peak estimate
£592k
Sep 2026
From peak
-0.84%
Drawdown from peak
£632k£591k£551k£510k£469k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - HP14 district (quarterly)index YoY +2.07%
Growth by window
3m
+3.71%
6m
+3.35%
12m
+5.01%
24m
+4.45%
60m
+12.24%

Rental Market

Monthly
Estimated rent (pcm)
£1,800
/ month
Gross yield
3.76%
Rent ÷ asking price
Net yield
2.60%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
-

Market Metrics

6 live signals
Median Area Price
£470k
HP14 sales, last 12 months
12m Price Growth
-
HP14 median, Land Registry
Days on Market
106d
HP14 average

Sales & Yield

3 metrics
Transactions / 12m
167
HP14 sales
Area Gross Yield
6.86%
HP14 medians
Last Sold
£320k
2011-08-24

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£575,000
  • SDLT standard£18,750
  • SDLT BTL surcharge (5%)£28,750
  • Legal, survey + broker (assumed)£2,100
  • RefurbishmentNot costed
  • Total Cost (excl. refurb)£624,600

Funding

  • Deposit (25%)£143,750
  • Mortgage (75% LTV)£431,250
  • Interest Rate (assumed)5.25%
  • Mortgage TypeInterest Only
  • Cash Required£193,350

Monthly Returns

  • Monthly Rent (estimate)£1,800
  • Mortgage Payment (IO)-£1,887
  • Management (10%)-£180
  • Insurance (assumed)-£40
  • Maintenance (assumed)-£60
  • Monthly Cashflow-£367

Capital Returns

  • 5yr Property Value£617,305
  • 5yr Capital Gain (1.43% pa, historical)+£42,305
  • 5yr Cumulative Rent (net)+£95,163
  • Less mortgage interest-£113,220
  • 5yr Total Return+£24,249

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (cumulative)Total ReturnROI
Year 1£583,222£151,972-£4,404+£3,8182.0%
Year 2£591,563£160,313-£8,424+£8,1394.2%
Year 3£600,022£168,772-£12,039+£12,9836.7%
Year 4£608,602£177,352-£15,253+£18,3499.5%
Year 5£617,305£186,055-£18,057+£24,24912.5%

Modelled on the live asking price. Capital growth 1.43% a year is the HP14 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£193,350).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches

    JUDLENS HIGH STREET

    Recent sale
    £205k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    JUDLENS HIGH STREET

    Recent sale
    £230k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    JUDLENS HIGH STREET

    Recent sale
    £181k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    GOODCHILDS GARAGE HIGH STREET

    Recent sale
    £265k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £35,937
    Median earnings (local authority)
    Signal
    1,622
    Population
    Signal
    1.7%
    Households Deprived

    Upside Opportunities

    0 levers