15A Wern Road, Ystalyfera, Swansea, SA9 2LX

UPRN:100100623338Flat/MaisonetteBeds -Built 1900-1929

Tenure: -Council Tax: -EPC: E (47)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

15A Wern Road, Ystalyfera, Swansea, SA9 2LX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£56,000

£45k - £67kLow

Estimate

£56k

Range

£45k – £67k

Rent Estimate (pcm)

£250

£200 - £250

Monthly

£250

Yield

4.62%

Verdict

Derived from HomePortfolio scores

15A Wern Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.6%; range width penalty ×0.80
- valuation_snapshotsrent estimate 250/mo (range 200-250)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -220/mo, -88% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026
Risk & liquidity9.4/15
132 sales/12mo in area; valuation range width 39%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£65,000

At the asking price

Monthly rent£250/mo

Evidenced range £200-£250

Interest rate5.4%

Loan to value75%

Cash required: £20,800
Net cash flow: -£46/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 250/mo (range 200-250)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 24 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 250/mo (range 200-250)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£56,000

Rent Estimate (pcm)£250

Gross Yield4.62%

1y Growth-

3y Growth+0.3%

5y Growth+4.4%

10y Growth+5.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA9 2LX

Approval Rate

-12mo

Development

low

P/26/1024/CLP
Section 192 application for a Lawful Development Certificate for the conversion of an existing garage to home office and wet room
Pending
P/26/1023/HH
PROPOSED EXTENSION TO EXISTING OUTBUILDING TO FORM GRANNY ANNEXE ANCILLARY TO MAIN DWELLING
Pending
P2026/0437
Demolition of existing single storey rear and side extension and the construction of a single storey kitchen/dining room rear extension.
Approved

View Planning Timeline