Woodchurch, Trefeglwys Road, Llanidloes, SY18 6HZ
Estimate of £361k for this detached bungalow. 29 sales in SY18 in the last 12 months; median £245k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£425,000
- SDLT standard£11,250
- SDLT BTL surcharge (5%)£21,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£459,600
Funding
- Deposit (25%)£106,250
- Mortgage (75% LTV)£318,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£140,850
Monthly Returns
- Monthly Rent (estimate)£1,150
- Mortgage Payment (IO)-£1,395
- Management (10%)-£115
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£460
Capital Returns
- 5yr Property Value£478,741
- 5yr Capital Gain (2.41% pa, historical)+£53,741
- 5yr Cumulative Rent (net)+£58,640
- Less mortgage interest-£83,700
- 5yr Total Return+£28,681
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £435,242 | £116,492 | -£5,520 | +£4,722 | 3.4% |
| Year 2 | £445,732 | £126,982 | -£10,788 | +£9,944 | 7.1% |
| Year 3 | £456,474 | £137,724 | -£15,810 | +£15,664 | 11.1% |
| Year 4 | £467,475 | £148,725 | -£20,570 | +£21,905 | 15.6% |
| Year 5 | £478,741 | £159,991 | -£25,060 | +£28,681 | 20.4% |
Modelled on the live asking price. Capital growth 2.41% a year is the SY18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£140,850).
Price Forecast
No forecast available.