1 Berners Way, Broxbourne, EN10 6NR

UPRN:148021385Flat/Maisonette1 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band BEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Valuation estimateUpdated today

£160,000

Estimated value

Range: £152k - £168k|Last sold: £93k (2014-01-03)

Estimate of £160k for this flat/maisonette. 188 sales in EN10 in the last 12 months; median £435k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£160k

£152k - £168k - High confidence

Annualised (CAGR)

-2.43%

Over the full window

Peak estimate

£199k

Nov 2022

From peak

-19.60%

Drawdown from peak

AVM estimate (model)Repeat-sales index - EN10 district (quarterly)index YoY +0.97%

Growth by window

-13.98%

-14.89%

12m

-17.95%

24m

-14.44%

60m

-13.04%

Rental Market

Monthly

Estimated rent (pcm)

£950

/ month

Gross yield

7.12%

Rent ÷ asking price

Net yield

4.92%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£435k

EN10 sales, last 12 months

12m Price Growth

EN10 median, Land Registry

Days on Market

94d

EN10 average

Sales & Yield

3 metrics

Transactions / 12m

188

EN10 sales

Area Gross Yield

3.78%

EN10 medians

Last Sold

£93k

2014-01-03

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£160,000
SDLT standard£700
SDLT BTL surcharge (5%)£8,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£170,800

Funding

Deposit (25%)£40,000
Mortgage (75% LTV)£120,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£50,800

Monthly Returns

Monthly Rent (estimate)£950
Mortgage Payment (IO)-£525
Management (10%)-£95
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£230

Capital Returns

5yr Property Value£158,963
5yr Capital Gain (-0.13% pa, historical)-£1,037
5yr Cumulative Rent (net, before lease costs)+£47,386
Less mortgage interest-£31,500
5yr Total Return (before lease costs)+£14,849

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£159,792	£39,792	+£2,760	+£2,552	5.0%
Year 2	£159,584	£39,584	+£5,724	+£5,308	10.4%
Year 3	£159,377	£39,377	+£8,897	+£8,273	16.3%
Year 4	£159,170	£39,170	+£12,282	+£11,452	22.5%
Year 5	£158,963	£38,963	+£15,886	+£14,849	29.2%

Modelled on the live asking price. Capital growth -0.13% a year is the EN10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£50,800).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,819

Population

Signal

2.7%

Households Deprived

Upside Opportunities

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