1 Elms Road, Thame, OX9 2DX

UPRN:100120879980Detached Bungalow2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band CEPC: D (68)

Data freshness:Listing· freshPlanning· 5mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 2mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£582,000

£524k - £641kMedium

Estimate

£582k

Range

£524k – £641k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

1.28%

Verdict

Derived from HomePortfolio scores

1 Elms Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

Transit 10Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£1,975,000-£2,075,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,975,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,850-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £744,550
Net cash flow: -£5,212/mo
Cash on cash: -8.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.32 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£582,000

Rent Estimate (pcm)£2,100

Gross Yield1.28%

1y Growth+9.4%

3y Growth+3.4%

5y Growth+0.7%

10y Growth+2.2%

Last Sold Price£540,000 (2024-10-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2OX9 2DX

Approval Rate

100%12mo

Development

low

P26/S4622/TPO
T1 Wellingtonia - Fell to ground level. Reasons for Works – The tree has exhibited signs of significant physiological stress and has undergone rapid decline over the past year, with less than 5% live foliage remaining within the crown at the time of inspection. Given the severity of the decline, meaningful physiological recovery is considered highly unlikely. In view of the tree’s severely compromised physiological condition, poor long-term prognosis and proximity to potential targets, the tree is no longer considered suitable for continued retention. Removal is therefore required.
Pending
P26/S4549/TCA
T1 - Sycamore x2 - crown thin by 15-20%, raise lower branches over footpath and road to statutory height. Remove major deadwood and inspect tree overall condition.
Pending
P26/S4472/HH
Erection of single storey extension on north elevation and installation of new window on east elevation.
Pending

View Planning Timeline

Ownership

Corporate Ownership58%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-10-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,026

Population Density4,034 /km²

Owner Occupied55%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

John Hampden Primary School
0.3 mi
Good
St Joseph's Catholic Primary School, Thame
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Barley Hill Primary School
0.4 mi
-
Lord Williams's School
0.6 mi
Good

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Elms Road
-
£540k
-
2 Elms Road
-
£850k
-
2 Elms Road
-
£570k
-
1 Elms Road
-
£320k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN