1 ELMS ROAD
Recent sale
£540k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
1 Elms Road, Thame, OX9 2DX
UPRN:100120879980Detached Bungalow2 bedsBuilt 1983-1990
FreeholdCouncil Tax: Band CEPC: D (68)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 5mo agoPlanning: stale, refreshed 5mo ago (2026-05-27T06:54:37.431639+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 2mo agoCouncil Tax: ageing, refreshed 2mo ago (2026-09-07T11:05:53.436526+00:00)
Valuation estimateUpdated yesterday
£582,000
Estimated value
Range: £524k - £641k|Last sold: £540k (2024-10-28)
Estimate of £582k for this detached bungalow. 176 sales in OX9 in the last 12 months; median £450k.
Estimate confidence
Medium confidence
Value History
Current estimate
£582k
£524k - £641k - Medium confidence
Annualised (CAGR)
+0.84%
Over the full window
Peak estimate
£708k
Jun 2023
From peak
-17.80%
Drawdown from peak
AVM estimate (model)Repeat-sales index - OX9 district (quarterly)index YoY +7.56%
Growth by window
3m
+0.69%
6m
-1.52%
12m
+1.57%
24m
+6.20%
60m
-6.28%
Rental Market
Estimated rent (pcm)
£2,100
/ month
Gross yield
1.28%
Rent ÷ asking price
Net yield
0.26%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£450k
OX9 sales, last 12 months
12m Price Growth
+9.4%
OX9 median, Land Registry
Days on Market
69d
OX9 average
Sales & Yield
3 metricsTransactions / 12m
176
OX9 sales
Area Gross Yield
4.04%
OX9 medians
Last Sold
£540k
2024-10-28
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,975,000
- SDLT standard£150,750
- SDLT BTL surcharge (5%)£98,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£2,226,600
Funding
- Deposit (25%)£493,750
- Mortgage (75% LTV)£1,481,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£745,350
Monthly Returns
- Monthly Rent (estimate)£2,100
- Mortgage Payment (IO)-£6,480
- Management (10%)-£210
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£4,690
Capital Returns
- 5yr Property Value£2,043,069
- 5yr Capital Gain (0.68% pa, historical)+£68,069
- 5yr Cumulative Rent (net)+£112,038
- Less mortgage interest-£388,800
- 5yr Total Return-£208,693
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,988,430 | £507,180 | -£56,280 | -£42,850 | -5.7% |
| Year 2 | £2,001,951 | £520,701 | -£112,104 | -£85,153 | -11.4% |
| Year 3 | £2,015,565 | £534,315 | -£167,462 | -£126,897 | -17.0% |
| Year 4 | £2,029,270 | £548,020 | -£222,355 | -£168,085 | -22.6% |
| Year 5 | £2,043,069 | £561,819 | -£276,762 | -£208,693 | -28.0% |
Modelled on the live asking price. Capital growth 0.68% a year is the OX9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£745,350).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
2 ELMS ROAD
Recent sale
£850k
Sale price
£/sqft
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Rent pcm
-
Yield
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2 ELMS ROAD
Recent sale
£570k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
1 ELMS ROAD
Recent sale
£320k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£43,026
Median earnings (local authority)
Signal
1,630
Population
Signal
2.9%
Households Deprived