1 Thatched Cottages, Hatching Green, Harpenden, AL5 2JS

UPRN:200003631549Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: -EPC: -AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

1 Thatched Cottages, Hatching Green, Harpenden, AL5 2JS

HP Score

/ 100

Mixed

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£1,243,000

£1.18M - £1.30MHigh

Estimate

£1.24M

Range

£1.18M – £1.30M

Rent Estimate (pcm)

£4,650

£4k - £5kMedium

Monthly

£4,650

Yield

3.92%

AI Verdict

Derived from HomePortfolio scores

AI summary

1 Thatched Cottages earns a INVESTIGATE rating with HP Score 55/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (30/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

55/ 100

Moderate

Investment Score

50/ 100

Moderate

Crime Score

57/ 100

Elevated

Walkability

30/ 100

Mixed

Transit & Bike

Mixed

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£4,650/mo

Evidenced range £4,100-£5,150

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£1,000/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,243,000

Rent Estimate (pcm)£4,650

Gross Yield3.92%

1y Growth-

3y Growth-0.2%

5y Growth+2.5%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0AL5 2JS

Approval Rate

-12mo

Development

low

TP/2026/0465
T1 Beech - Crown lift over highway to height of 6m to prevent vehicle strike and crown clean only
Pending
5/2026/1688
Certificate of Lawfulness (proposed) - Single storey side extension to existing dwelling house as shown on attached drawings
Pending
TP/2026/0459
T1 Maple - Crown reduction by 1/1.5m approx (previous pruning pionts)
Pending

View Planning Timeline