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  3. UPRN 10093346149
  4. Valuation & Market

10 Northcote Drive, Monks Eleigh, IP7 7NS

UPRN:10093346149Detached House3 bedsBuilt 2020
-Council Tax: -EPC: C (76)AI-Powered Intelligence
Data freshness:●Listing· freshListing: fresh, refreshed 3d ago (2026-09-17T04:00:02.382776+00:00)●Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:40:29.439902+00:00)●EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)●Crime· 2mo agoCrime: ageing, refreshed 2mo ago (2026-08-02T05:17:47.239173+00:00)●Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£217,000
Estimated value
Range: £174k - £261k|Last sold: -- (-)

Estimate of £217k for detached houses in Monks Eleigh. 166 transactions in the last 12 months; median £324k.

AI Confidence
-
Low confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£217k
£174k - £261k - Low confidence
Annualised (CAGR)
-3.34%
Over the full window
Peak estimate
£463k
Apr 2024
From peak
-53.13%
Drawdown from peak
£470k£406k£341k£277k£213k2023202420252026Peak
AVM estimate (model)Repeat-sales index - IP7 district (quarterly)index YoY -1.17%
Growth by window
3m
-0.46%
6m
+0.46%
12m
-49.65%
24m
-51.24%
60m
-

Rental Market

Monthly
Estimated rent (pcm)
£700
/ month
Gross yield
3.80%
Net yield
2.50%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£324k
3-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
87d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£217,000
  • SDLT standard£1,840
  • SDLT BTL surcharge (5%)£10,850
  • Legal + Survey£15,000
  • Refurb (light)£15,190
  • Total All-In Cost£259,880

Funding

  • Deposit (25%)£54,250
  • Mortgage (75% LTV)£162,750
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£97,130

Monthly Returns

  • Monthly Rent (est)£700
  • Mortgage Payment (IO)-£712
  • Management (10%)-£70
  • Insurance-£97
  • Maintenance-£90
  • Monthly Cashflow-£269

Capital Returns

  • 5yr Property Value£200,696
  • 5yr Capital Gain (-1.55% pa)+£-16,304
  • 5yr Cumulative Rent (net)+£26,580
  • Less mortgage interest-£42,720
  • 5yr Total Return-£32,444

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£213,637£50,887-£3,228-£6,591-6.8%
Year 2£210,325£47,575-£6,456-£13,131-13.5%
Year 3£207,065£44,315-£9,684-£19,619-20.2%
Year 4£203,856£41,106-£12,912-£26,056-26.8%
Year 5£200,696£37,946-£16,140-£32,444-33.4%

Assumes -1.55% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£97,130).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    0 matches

    Area Economic Intelligence

    3 signals
    Signal
    £25,785
    Median Income
    Signal
    2,309
    Population
    Signal
    1.4 / 100
    Deprivation

    Upside Opportunities

    0 levers