38 PERTH STREET
Recent sale
£145k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
10 Perth Street, Hull, HU5 3PE
UPRN:21073969Mid Terrace House2 bedsBuilt before 1900
FreeholdCouncil Tax: Band AEPC: D (62)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:59:31.809812+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T11:02:30.631561+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£130,000
Estimated value
Range: £123k - £136k|Last sold: £115k (2020-02-24)
Estimate of £130k for this mid terrace house. 645 sales in HU5 in the last 12 months; median £126k.
Estimate confidence
High confidence
Value History
Current estimate
£130k
£123k - £136k - High confidence
Annualised (CAGR)
+2.38%
Over the full window
Peak estimate
£135k
Aug 2026
From peak
-3.70%
Drawdown from peak
AVM estimate (model)Repeat-sales index - HU5 district (quarterly)index YoY +4.01%
Growth by window
3m
-2.99%
6m
-1.52%
12m
-0.76%
24m
+0.00%
60m
+6.56%
Rental Market
Estimated rent (pcm)
£800
/ month
Gross yield
8.00%
Rent ÷ asking price
Net yield
5.54%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£126k
HU5 sales, last 12 months
12m Price Growth
-12.5%
HU5 median, Land Registry
Days on Market
63d
HU5 average
Sales & Yield
3 metricsTransactions / 12m
645
HU5 sales
Area Gross Yield
5.38%
HU5 medians
Last Sold
£115k
2020-02-24
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£120,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£6,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£128,100
Funding
- Deposit (25%)£30,000
- Mortgage (75% LTV)£90,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£38,100
Monthly Returns
- Monthly Rent (estimate)£800
- Mortgage Payment (IO)-£394
- Management (10%)-£80
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£226
Capital Returns
- 5yr Property Value£131,454
- 5yr Capital Gain (1.84% pa, historical)+£11,454
- 5yr Cumulative Rent (net)+£38,955
- Less mortgage interest-£23,640
- 5yr Total Return+£26,769
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £122,208 | £32,208 | +£2,712 | +£4,920 | 12.9% |
| Year 2 | £124,457 | £34,457 | +£5,592 | +£10,049 | 26.4% |
| Year 3 | £126,747 | £36,747 | +£8,656 | +£15,402 | 40.4% |
| Year 4 | £129,079 | £39,079 | +£11,895 | +£20,974 | 55.1% |
| Year 5 | £131,454 | £41,454 | +£15,315 | +£26,769 | 70.3% |
Modelled on the live asking price. Capital growth 1.84% a year is the HU5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£38,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
16 PERTH STREET
Recent sale
£142k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
20 PERTH STREET
Recent sale
£125k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
44 PERTH STREET
Recent sale
£116k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,309
Median earnings (local authority)
Signal
1,456
Population
Signal
3.2%
Households Deprived