10 Rivington Avenue, Pendlebury, Swinton, Manchester, M27 8TP

UPRN:100011385327Semi-Detached House3 bedsBuilt 1930-1949

LeaseholdCouncil Tax: -EPC: D (63)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 3 days ago

£280,000

Estimated value

Range: £266k - £294k|Last sold: £255k (2025-11-24)

Estimate of £280k for this semi-detached house. 449 sales in M27 in the last 12 months; median £222k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£280k

£266k - £294k - High confidence

Annualised (CAGR)

+2.40%

Over the full window

Peak estimate

£355k

Aug 2022

From peak

-21.13%

Drawdown from peak

AVM estimate (model)Repeat-sales index - M27 district (quarterly)index YoY +1.92%

Growth by window

+2.19%

+2.56%

12m

+5.26%

24m

-15.66%

60m

-5.41%

Rental Market

Monthly

Estimated rent (pcm)

£1,900

/ month

Gross yield

8.14%

Rent ÷ estimated value

Net yield

5.63%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£222k

M27 sales, last 12 months

12m Price Growth

+5.0%

M27 median, Land Registry

Days on Market

74d

M27 average

Sales & Yield

3 metrics

Transactions / 12m

449

M27 sales

Area Gross Yield

4.95%

M27 medians

Last Sold

£255k

2025-11-24

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£280,000
SDLT standard£4,000
SDLT BTL surcharge (5%)£14,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£300,100

Funding

Deposit (25%)£70,000
Mortgage (75% LTV)£210,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£90,100

Monthly Returns

Monthly Rent (estimate)£1,900
Mortgage Payment (IO)-£919
Management (10%)-£190
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£691

Capital Returns

5yr Property Value£330,629
5yr Capital Gain (3.38% pa, historical)+£50,629
5yr Cumulative Rent (net, before lease costs)+£100,772
Less mortgage interest-£55,140
5yr Total Return (before lease costs)+£96,261

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£289,464	£79,464	+£8,292	+£17,756	19.7%
Year 2	£299,248	£89,248	+£16,992	+£36,240	40.2%
Year 3	£309,362	£99,362	+£26,109	+£55,472	61.6%
Year 4	£319,819	£109,819	+£35,653	+£75,472	83.8%
Year 5	£330,629	£120,629	+£45,632	+£96,261	106.8%

Modelled on the estimated value: the property is not on the market. Capital growth 3.38% a year is the M27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£90,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,486

Population

Signal

4.2%

Households Deprived

Upside Opportunities

0 levers