10 Smallshaw Fold, Ashton-under-Lyne, OL6 8YQ

UPRN:100011553338Terrace Property2 bedsBuilt -

LeaseholdCouncil Tax: Band BEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

Valuation estimateUpdated yesterday

£220,000

Estimated value

Range: £209k - £231k|Last sold: £53k (1998-11-02)

Estimate of £220k for this terrace property. 253 sales in OL6 in the last 12 months; median £178k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£220k

£209k - £231k - High confidence

Annualised (CAGR)

+1.68%

Over the full window

Peak estimate

£278k

Jul 2025

From peak

-20.86%

Drawdown from peak

AVM estimate (model)Repeat-sales index - OL6 district (quarterly)index YoY +1.64%

Growth by window

-10.20%

-15.38%

12m

-15.71%

24m

-16.03%

60m

-5.98%

Rental Market

Monthly

Estimated rent (pcm)

£1,550

/ month

Gross yield

8.86%

Rent ÷ asking price

Net yield

6.51%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£178k

OL6 sales, last 12 months

12m Price Growth

OL6 median, Land Registry

Days on Market

96d

OL6 average

Sales & Yield

3 metrics

Transactions / 12m

253

OL6 sales

Area Gross Yield

5.07%

OL6 medians

Last Sold

£53k

1998-11-02

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£210,000
SDLT standard£1,700
SDLT BTL surcharge (5%)£10,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£224,300

Funding

Deposit (25%)£52,500
Mortgage (75% LTV)£157,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£66,800

Monthly Returns

Monthly Rent (estimate)£1,550
Mortgage Payment (IO)-£689
Management (10%)-£155
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£606

Capital Returns

5yr Property Value£265,097
5yr Capital Gain (4.77% pa, historical)+£55,097
5yr Cumulative Rent (net, before lease costs)+£81,123
Less mortgage interest-£41,340
5yr Total Return (before lease costs)+£94,880

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£220,017	£62,517	+£7,272	+£17,289	25.9%
Year 2	£230,512	£73,012	+£14,880	+£35,392	53.0%
Year 3	£241,507	£84,007	+£22,831	+£54,339	81.3%
Year 4	£253,027	£95,527	+£31,134	+£74,161	111.0%
Year 5	£265,097	£107,597	+£39,783	+£94,880	142.0%

Modelled on the live asking price. Capital growth 4.77% a year is the OL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£66,800).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,507

Population

Signal

4.3%

Households Deprived

Upside Opportunities

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