Flat 608, 51 Whitworth Street West, Manchester, M1 5ED

UPRN:10003799457Flat/Maisonette bedsBuilt 1996-2002

LeaseholdCouncil Tax: -EPC: C (79)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Flat 608, 51 Whitworth Street West, Manchester, M1 5ED

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£290,000

£232k - £348kLow

Estimate

£290k

Range

£232k – £348k

Rent Estimate (pcm)

£1,950

£2k - £2kMedium

Monthly

£1,950

Yield

8.73%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 608 earns a BUY rating with HP Score 82/100. Investment score 61/100 reflects moderate fundamentals. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

82/ 100

High

Investment Score

61/ 100

Moderate

Crime Score

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing address is a marketing pitch, not a property address ('High Yield Manchester City Centre Apartment, Manchester M1') - identity unverifiable, valuation evidence describes the pinned UPRN, not the product being sold

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£174,950

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,850-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £54,785
Net cash flow: £760/mo
Cash on cash: 16.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£290,000

Rent Estimate (pcm)£1,950

Gross Yield8.73%

1y Growth-2.1%

3y Growth-4.7%

5y Growth-0.8%

10y Growth+1.9%

Last Sold Price£203,000 (2002-11-29)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M1 5ED

Approval Rate

-12mo

Development

low

Manchester/PLA-2026-001260
Installation of 1 internally illuminated projecting sign.
Pending
Manchester/PLA-2026-001348
City Council Development - Redevelopment and reconfiguration of Piccadilly Gardens comprising works to the public realm including public open space and use of space for events, together with decommissioning and removal of the existing fountain; creation of play space, lawn area, hard and soft landscaping; lighting; and drainage and other associated infrastructure; and a severable plot for a future ancillary structure with associated interim landscaping.
Pending
Manchester/OTH-2026-001306
Discharge of Condition 17 (b) Local Labour Agreement and 20 Residential Management Strategy attached to Planning Permission 137807/JO/2023.
Pending

View Planning Timeline