Flat 608, 51 Whitworth Street West, Manchester, M1 5ED

UPRN:10003799457Flat/Maisonette bedsBuilt 1996-2002

LeaseholdCouncil Tax: -EPC: C (79)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 3mo agoEPC· 5mo agoRisk· freshConnectivity· freshSchools· 1mo agoAmenities· freshArea· Census 2021

Flat 608, 51 Whitworth Street West, Manchester, M1 5ED

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£290,000

£232k - £348kLow

Estimate

£290k

Range

£232k – £348k

Rent Estimate (pcm)

£1,950

£2k - £2kMedium

Monthly

£1,950

Yield

8.73%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 608 earns a BUY rating with HP Score 82/100. Investment score 61/100 reflects moderate fundamentals. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

82/ 100

High

Investment Score

61/ 100

Moderate

Crime Score

Low

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing address is a marketing pitch, not a property address ('High Yield Manchester City Centre Apartment, Manchester M1') - identity unverifiable, valuation evidence describes the pinned UPRN, not the product being sold

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,850-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £759/mo
Cash on cash: 16.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£290,000

Rent Estimate (pcm)£1,950

Gross Yield8.73%

1y Growth-2.1%

3y Growth-4.7%

5y Growth-0.8%

10y Growth+1.9%

Last Sold Price£203,000 (2002-11-29)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M1 5ED

Approval Rate

-12mo

Development

low

Manchester/PLA-2026-000568
Installation of rooftop telecommunications equipment with associated antennas, cabinets and equipment.
Pending
Manchester/OTH-2026-001749
Discharge of condition 3 (Materials) attached to planning permission 145409/FO/2026.
Pending
Manchester/PLA-2026-001458
Creation of indoor climbing venue (Use Class E(d)).
Pending

View Planning Timeline