Flat 83, Schoolhouse Yard, Bloomfield Road, London, SE18 7JD

UPRN:10010222987Purpose Built Flat1 bedsBuilt 2007-2011

LeaseholdCouncil Tax: -EPC: B (81)

Data freshness:Planning· 4mo agoEPC· 2mo agoRisk· 2y agoCrime· freshAmenities· 8mo agoArea· Census 2021

Flat 83, Schoolhouse Yard, Bloomfield Road, London, SE18 7JD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£235,000

£188k - £282kLow

Estimate

£235k

Range

£188k – £282k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.52%

Verdict

Derived from HomePortfolio scores

Flat 83 earns an INVESTIGATE rating with HP Score 69/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

73/ 100

High

Crime Score

66/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 60Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 23 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [sold-comps +11.5%, £/sqft +11.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17%· as of 15 Oct 2026
Rental economics11.7/40
gross yield 6.5%; range width penalty ×0.96
- valuation_snapshotsrent estimate 1250/mo (range 1150-1300)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -182/mo, -15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 23 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 57 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 23 Oct 2026
Risk & liquidity9.2/15
469 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£172,500£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £89/mo
Cash on cash: 1.5%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17%Valuation edge · as of 15 Oct 2026
valuation_snapshotsrent estimate 1250/mo (range 1150-1300)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 23 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 23 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1250/mo (range 1150-1300)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£235,000

Rent Estimate (pcm)£1,250

Gross Yield6.52%

1y Growth+31.4%

3y Growth-0.4%

5y Growth+0.8%

10y Growth+2.3%

Last Sold Price£176,250 (2017-08-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SE18 7JD

Approval Rate

-12mo

Development

low

26/2961/CP
Certificate of Lawfulness (Proposed) is sought for construction of new loft extension to rear of existing house. No changes to existing access Refer to drawings for details.
Pending
26/2957/TC
T1- Eucalyptus - to reduce crown back down to below telephone cables (4m) the tree has not been reduced for a number of years and the branches are starting to affect the 7 x telephone cables running through the crown
Pending
26/2840/SD
Submission of details pursuant to Condition 5(c) (Non-Residential BREEAM energy/CO2 accreditation) of Planning Permission 21/4216/F dated 04/08/2022.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.4%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2017-08-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,984

Population Density16,510 /km²

Owner Occupied25%

Age Distribution

0-15 22%16-64 70%65+ 8%

View Area Profile

Schools Nearby

Nightingale Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Peter's Catholic Primary School
0.2 mi
OutstandingConcerns
Notre Dame Catholic Primary School
0.2 mi
Good
Foxfield Primary School
0.3 mi
OutstandingConcerns

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Schoolhouse Yard Bloomfield Road
-
£410k
-
Schoolhouse Yard Bloomfield Road
-
£280k
-
Schoolhouse Yard Bloomfield Road
-
£217k
-
Schoolhouse Yard Bloomfield Road
-
£271k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN