Flat 83, Schoolhouse Yard, Bloomfield Road, London, SE18 7JD

UPRN:10010222987Purpose Built Flat1 bedsBuilt 2007-2011

LeaseholdCouncil Tax: -EPC: B (81)

Data freshness:Planning· 4mo agoEPC· 2mo agoRisk· 2y agoCrime· freshAmenities· 8mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£235,000

Estimated value

Range: £188k - £282k|Last sold: £176k (2017-08-08)

Estimate of £235k for this purpose built flat. 469 sales in SE18 in the last 12 months; median £410k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£235k

£188k - £282k - Low confidence

Annualised (CAGR)

+0.48%

Over the full window

Peak estimate

£253k

Apr 2025

From peak

-7.11%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SE18 district (quarterly)index YoY +5.60%

Growth by window

+3.52%

-6.00%

12m

-6.00%

24m

-3.69%

60m

+6.33%

Rental Market

Monthly

Estimated rent (pcm)

£1,250

/ month

Gross yield

6.52%

Rent ÷ asking price

Net yield

4.52%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£410k

SE18 sales, last 12 months

12m Price Growth

+31.4%

SE18 median, Land Registry

Days on Market

67d

SE18 average

Sales & Yield

3 metrics

Transactions / 12m

469

SE18 sales

Area Gross Yield

5.31%

SE18 medians

Last Sold

£176k

2017-08-08

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£230,000
SDLT standard£2,100
SDLT BTL surcharge (5%)£11,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£245,700

Funding

Deposit (25%)£57,500
Mortgage (75% LTV)£172,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£73,200

Monthly Returns

Monthly Rent (estimate)£1,250
Mortgage Payment (IO)-£755
Management (10%)-£125
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£270

Capital Returns

5yr Property Value£239,586
5yr Capital Gain (0.82% pa, historical)+£9,586
5yr Cumulative Rent (net, before lease costs)+£64,249
Less mortgage interest-£45,300
5yr Total Return (before lease costs)+£28,535

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£231,886	£59,386	+£3,240	+£5,126	7.0%
Year 2	£233,787	£61,287	+£6,744	+£10,531	14.4%
Year 3	£235,705	£63,205	+£10,530	+£16,235	22.2%
Year 4	£237,637	£65,137	+£14,592	+£22,229	30.4%
Year 5	£239,586	£67,086	+£18,949	+£28,535	39.0%

Modelled on the live asking price. Capital growth 0.82% a year is the SE18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£73,200).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,366

Population

Signal

5.8%

Households Deprived

Upside Opportunities

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