50 West Street, Grange Villa, Chester le Street, DH2 3LW

UPRN:100110365376Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

50 West Street, Grange Villa, Chester le Street, DH2 3LW

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£48,000

£44k - £53kMedium

Estimate

£48k

Range

£44k – £53k

Rent Estimate (pcm)

£350

£300 - £350

Monthly

£350

Yield

8.48%

Verdict

Derived from HomePortfolio scores

50 West Street earns an INVESTIGATE rating with HP Score 61/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

20/ 100

Low

Transit & Bike

Transit 10Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 19 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -3.1% (MEDIUM), sold-comps -17.9%, £/sqft -18.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100110365376· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.4%· as of 12 Oct 2026
Rental economics40/40
gross yield 11.0% on contractual rent (listing-disclosed tenancy); contractual 525/mo far above the 350/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 525/mo (tenanted)· as of 19 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4/mo, -1% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 19 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 23 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 19 Oct 2026
Risk & liquidity13.1/15
347 sales/12mo in area; valuation range width 19%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£37,000£57,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£49,500

At the asking price

Monthly rent£350/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £16,150
Net cash flow: £75/mo
Cash on cash: 5.6%
Score at this price: 53

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.10 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100110365376Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.4%Valuation edge · as of 12 Oct 2026
listing_factscontractual rent 525/mo (tenanted)Rental economics · as of 19 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 19 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 19 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
contractual rent 525/mo (tenanted)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 23 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£48,000

Rent Estimate (pcm)£350

Gross Yield8.48%

1y Growth+50.0%

3y Growth-1.2%

5y Growth+1.2%

10y Growth+1.8%

Last Sold Price£57,500 (2012-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DH2 3LW

Approval Rate

-12mo

Development

low

DM/26/01661/FPA
Installation of micro hydropower scheme (15kW) on north bank of Twizell Burn, including intake, pipeline, turbine shed and buried power cable to Grange Villa Community Enterprise
Pending
DM/26/01630/FPA
Retrospective replacement of existing timber boundary fencing with solid wall with render finish.
Pending
CountyDurham/DM/25/00947/DRC
Discharge of Condition 6 (Footway arrangements) pursuant to planning permission DM/24/02152/VOC.
Approved

View Planning Timeline