Windward House, Reading Road, Cholsey, Wallingford, OX10 9HG

UPRN:100120896534Detached Property bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 2mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Windward House, Reading Road, Cholsey, Wallingford, OX10 9HG

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£2,139,000

£1.93M - £2.35MMedium

Estimate

£2.14M

Range

£1.93M – £2.35M

Rent Estimate (pcm)

£7,250

£6k - £8kMedium

Monthly

£7,250

Yield

4.47%

AI Verdict

Derived from HomePortfolio scores

AI summary

Windward House earns a INVESTIGATE rating with HP Score 64/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

64/ 100

Moderate

Investment Score

55/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£9,800

At the asking price

Monthly rent£7,250/mo

Evidenced range £6,450-£8,050

Interest rate5.4%

Loan to value75%

Cash required: £4,240
Net cash flow: £4,986/mo
Cash on cash: 1411.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 219.20 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,139,000

Rent Estimate (pcm)£7,250

Gross Yield4.47%

1y Growth-

3y Growth-2.9%

5y Growth-0.9%

10y Growth+2.1%

Last Sold Price£1,000,000 (2009-01-14)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX10 9HG

Approval Rate

-12mo

Development

low

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View Planning Timeline