Windward House, Reading Road, Cholsey, Wallingford, OX10 9HG

UPRN:100120896534Detached Property bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 1mo ago

Windward House, Reading Road, Cholsey, Wallingford, OX10 9HG

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£2,139,000

£1.93M - £2.35MMedium

Estimate

£2.14M

Range

£1.93M – £2.35M

Rent Estimate (pcm)

£7,250

£6k - £8kMedium

Monthly

£7,250

Yield

4.47%

AI Verdict

Derived from HomePortfolio scores

AI summary

Windward House earns a INVESTIGATE rating with HP Score 64/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historygaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

64/ 100

Moderate

Investment Score

55/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£9,800

At the asking price

Monthly rent£7,250/mo

Evidenced range £6,450-£8,050

Interest rate5.4%

Loan to value75%

Cash required: £4,240
Net cash flow: £4,986/mo
Cash on cash: 1411.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 219.20 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,139,000

Rent Estimate (pcm)£7,250

Gross Yield4.47%

1y Growth-

3y Growth-2.9%

5y Growth-0.9%

10y Growth+2.1%

Last Sold Price£1,000,000 (2009-01-14)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX10 9HG

Approval Rate

-12mo

Development

low

P26/S4083/HH
Proposed part single, part two storey rear extensions
Pending
P26/S4052/TCA
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Pending
P26/S4010/TCA
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Pending

View Planning Timeline