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  3. UPRN 100120896534
  4. Valuation & Market

Windward House, Reading Road, Cholsey, Wallingford, OX10 9HG

UPRN:100120896534Detached Property bedsBuilt -
FreeholdCouncil Tax: Band GEPC: -AI-Powered Intelligence
Data freshness:●Listing· freshListing: fresh, refreshed 6d ago (2026-08-20T04:00:02.990801+00:00)●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:26:12.332715+00:00)●Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)●Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£2,139,000
Estimated value
Range: £1.93M - £2.35M|Last sold: £1.00M (2009-01-14)

Estimate of £2.14M for detached propertys in Wallingford. 267 transactions in the last 12 months; median £425k.

AI Confidence
-
Medium confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£2.14M
£1.93M - £2.35M - Medium confidence
Annualised (CAGR)
+6.50%
Over the full window
Peak estimate
£2.37M
Sep 2023
From peak
-9.59%
Drawdown from peak
£2.40M£2.14M£1.88M£1.62M£1.36M2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - OX10 district (quarterly)index YoY +2.87%
Growth by window
3m
+1.71%
6m
+12.11%
12m
+16.82%
24m
+4.34%
60m
+37.03%

Rental Market

Monthly
Estimated rent (pcm)
£7,250
/ month
Gross yield
4.47%
Net yield
83571.66%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
--
Avg Area Price
£425k
--bed Detached Property
12m Price Growth
-
vs UK avg
Days on Market
78d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£2,139,000
  • SDLT standard£170,430
  • SDLT BTL surcharge (5%)£106,950
  • Legal + Survey£15,000
  • Refurb (light)£149,730
  • Total All-In Cost£2,581,110

Funding

  • Deposit (25%)£534,750
  • Mortgage (75% LTV)£1,604,250
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£976,860

Monthly Returns

  • Monthly Rent (est)£7,250
  • Mortgage Payment (IO)-£7,019
  • Management (10%)-£725
  • Insurance-£289
  • Maintenance-£891
  • Monthly Cashflow-£1,674

Capital Returns

  • 5yr Property Value£2,044,462
  • 5yr Capital Gain (-0.90% pa)+£-94,538
  • 5yr Cumulative Rent (net)+£320,700
  • Less mortgage interest-£421,140
  • 5yr Total Return-£194,978

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£2,119,749£515,499-£20,088-£39,339-4.0%
Year 2£2,100,671£496,421-£40,176-£78,505-8.0%
Year 3£2,081,765£477,515-£60,264-£117,499-12.0%
Year 4£2,063,029£458,779-£80,352-£156,323-16.0%
Year 5£2,044,462£440,212-£100,440-£194,978-20.0%

Assumes -0.90% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£976,860).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: PLOT 179 READING ROAD
    Recent sale

    PLOT 179 READING ROAD

    £1k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: RIVERSIDE READING ROAD
    Recent sale

    RIVERSIDE READING ROAD

    £2.00M
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: PLOT 58 READING ROAD
    Recent sale

    PLOT 58 READING ROAD

    £15k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: PLOT 194 READING ROAD
    Recent sale

    PLOT 194 READING ROAD

    £11k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £36,315
    Median Income
    Signal
    2,086
    Population
    Signal
    1.0 / 100
    Deprivation

    Upside Opportunities

    0 levers