47A Commercial Street, Crook, DL15 9HR

UPRN:10014565972Flat/Maisonette1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: C (76)AI-Powered Intelligence

Data freshness:Planning· 2mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£46,000

£43k - £48kHigh

Estimate

£46k

Range

£43k – £48k

Rent Estimate (pcm)

£250

£200 - £250Medium

Monthly

£250

Yield

AI Verdict

Derived from HomePortfolio scores

AI summary

47A Commercial Street earns a BUY rating with HP Score 77/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

77/ 100

High

Investment Score

72/ 100

High

Crime Score

26/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

High

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 26 Aug 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge18/40
claims [AVM +13.0% (HIGH)] → consensus +13.0% → credited 2.6% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10014565972· as of 11 Aug 2026
Rental economics20/30
gross yield 7.5%; range width penalty ×0.80
- zoopla_valuationsrent estimate 250/mo (range 200-250)· as of 11 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 383 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 26 Aug 2026
Risk & liquidity9.7/10
269 sales/12mo in area; valuation range width 11%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£30,000£46,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£40,000

At the asking price

Monthly rent£250/mo

Evidenced range £200-£250

Interest rate5.4%

Loan to value75%

Cash required: £13,300
Net cash flow: £38/mo
Cash on cash: 3.4%
Score at this price: 53

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10014565972Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 250/mo (range 200-250)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 26 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 250/mo (range 200-250)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£46,000

Rent Estimate (pcm)£250

Gross Yield-

1y Growth-

3y Growth+6.6%

5y Growth+1.8%

10y Growth+2.5%

Last Sold Price£24,500 (2016-06-22)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide2
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL15 9HR

Approval Rate

-12mo

Development

low

CountyDurham/DM/18/03476/FPA
Change of use of first floor flat above shop into additional shop showroom space
Approved
CountyDurham/DM/18/00503/FPA
Change of use from residential (C3) to veterinary clinic (Sui Generis)
Approved
CountyDurham/DRC/16/00365
Discharge of conditions 3, 4, and 6 of Planning Permission DM/15/01975/FPA
Approved

View Planning Timeline