Homestead, Chapel Road, Leedstown, Hayle, TR27 6BD

UPRN:10091535404Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: C (71)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 1mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 4mo ago

Homestead, Chapel Road, Leedstown, Hayle, TR27 6BD

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£486,000

£462k - £510kHigh

Estimate

£486k

Range

£462k – £510k

Rent Estimate (pcm)

£1,800

£2k - £2kMedium

Monthly

£1,800

Yield

3.46%

AI Verdict

Derived from HomePortfolio scores

AI summary

Homestead earns a INVESTIGATE rating with HP Score 70/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (22/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected Nationsvalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

70/ 100

High

Investment Score

66/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

22/ 100

Low

Transit & Bike

Low

Real Data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 20 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge18/40
claims [AVM +20.8% (HIGH)] → consensus +20.8% → credited 2.9% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 10091535404· as of 12 Aug 2026
Rental economics5.3/30
gross yield 5.6%; range width penalty ×0.87
- zoopla_valuationsrent estimate 1800/mo (range 1650-1950)· as of 12 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 52 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 20 Sept 2026
Risk & liquidity9.8/10
182 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£289,000£442,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: -£53/mo
Cash on cash: -0.5%
Score at this price: 33

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10091535404Valuation edge · as of 12 Aug 2026
zoopla_valuationsrent estimate 1800/mo (range 1650-1950)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 20 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1800/mo (range 1650-1950)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£486,000

Rent Estimate (pcm)£1,800

Gross Yield3.46%

1y Growth-

3y Growth+1.3%

5y Growth+2.1%

10y Growth+3.5%

Last Sold Price£345,000 (2018-12-06)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TR27 6BD

Approval Rate

-12mo

Development

low

PA26/01043/PREAPP
Pre application advice for three two-storey dwellings with garages at ground floor, raised habitable accommodation and associated works.
Pending
PA26/06467
Prior notification of agricultural or forestry development for: New agricultural building
Pending
PA26/06318
Notice of our intention to install fixed line broadband electronic communications apparatus
Rejected

View Planning Timeline

Ownership

Corporate Ownership72.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-12-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,006

Population Density78 /km²

Owner Occupied82%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Leedstown Community Primary School
0.2 mi
-
Gwinear Community Primary School
1.9 mi
Good
Godolphin Primary School
1.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Crowan Primary School
2.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Minnies Cottage Square View
-
£230k
-
Bro Anneth Chapel Road
-
£485k
-
St Aubyn Villa Chapel Road
-
£375k
-
Chapel House Chapel Road
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN