MINNIES COTTAGE SQUARE VIEW
Recent sale
£230k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Homestead, Chapel Road, Leedstown, Hayle, TR27 6BD
UPRN:10091535404Detached House4 bedsBuilt 2007-2011
FreeholdCouncil Tax: Band DEPC: C (71)
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-10-20T04:00:03.667605+00:00)Planning· 3mo agoPlanning: stale, refreshed 3mo ago (2026-07-10T09:57:54.909879+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T10:46:51.799629+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 5d ago (2026-10-17T11:20:03.253738+00:00)Amenities· 8mo agoAmenities: stale, refreshed 8mo ago (2026-03-12T00:37:10.567793+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-05-20T09:33:12.870431+00:00)
Valuation estimateUpdated today
£398,000
Estimated value
Range: £378k - £418k|Last sold: £345k (2018-12-06)
Estimate of £398k for this detached house. 184 sales in TR27 in the last 12 months; median £283k.
Estimate confidence
High confidence
Value History
Current estimate
£398k
£378k - £418k - High confidence
Annualised (CAGR)
+0.86%
Over the full window
Peak estimate
£507k
May 2024
From peak
-21.50%
Drawdown from peak
AVM estimate (model)Repeat-sales index - TR27 district (quarterly)index YoY -3.81%
Growth by window
3m
-16.74%
6m
-14.41%
12m
-17.60%
24m
-17.60%
60m
-7.66%
Rental Market
Estimated rent (pcm)
£1,550
/ month
Gross yield
4.83%
Rent ÷ asking price
Net yield
3.35%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£283k
TR27 sales, last 12 months
12m Price Growth
-
TR27 median, Land Registry
Days on Market
76d
TR27 average
Sales & Yield
3 metricsTransactions / 12m
184
TR27 sales
Area Gross Yield
3.09%
TR27 medians
Last Sold
£345k
2018-12-06
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£385,000
- SDLT standard£9,250
- SDLT BTL surcharge (5%)£19,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£415,600
Funding
- Deposit (25%)£96,250
- Mortgage (75% LTV)£288,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£126,850
Monthly Returns
- Monthly Rent (estimate)£1,550
- Mortgage Payment (IO)-£1,263
- Management (10%)-£155
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£32
Capital Returns
- 5yr Property Value£396,295
- 5yr Capital Gain (0.58% pa, historical)+£11,295
- 5yr Cumulative Rent (net)+£81,123
- Less mortgage interest-£75,780
- 5yr Total Return+£16,638
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £387,233 | £98,483 | +£384 | +£2,617 | 2.1% |
| Year 2 | £389,479 | £100,729 | +£1,104 | +£5,583 | 4.4% |
| Year 3 | £391,738 | £102,988 | +£2,167 | +£8,905 | 7.0% |
| Year 4 | £394,010 | £105,260 | +£3,582 | +£12,592 | 9.9% |
| Year 5 | £396,295 | £107,545 | +£5,343 | +£16,638 | 13.1% |
Modelled on the live asking price. Capital growth 0.58% a year is the TR27 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£126,850).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
BRO ANNETH CHAPEL ROAD
Recent sale
£485k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
ST AUBYN VILLA CHAPEL ROAD
Recent sale
£375k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
CHAPEL HOUSE CHAPEL ROAD
Recent sale
£250k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,210
Median earnings (local authority)
Signal
1,759
Population
Signal
1.7%
Households Deprived