Recent sale
MINNIES COTTAGE SQUARE VIEW
£230k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: MINNIES COTTAGE SQUARE VIEW]()
![Comparable: BRO ANNETH CHAPEL ROAD]()
![Comparable: ST AUBYN VILLA CHAPEL ROAD]()
![Comparable: CHAPEL HOUSE CHAPEL ROAD]()
3 signals 0 levers
Homestead, Chapel Road, Leedstown, Hayle, TR27 6BD
UPRN:10091535404Detached House4 bedsBuilt -
FreeholdCouncil Tax: Band DEPC: C (71)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:57:54.909879+00:00)EPC· 1mo agoEPC: ageing, refreshed 1mo ago (2026-08-21T10:46:51.799629+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-05-20T09:33:12.870431+00:00)
AI ValuationFairly ValuedUpdated today
£486,000
Estimated value
Range: £462k - £510k|Last sold: £345k (2018-12-06)
Estimate of £486k for detached houses in Hayle. 182 transactions in the last 12 months; median £294k.
AI Confidence
-
High confidence
Value History
Current estimate
£486k
£462k - £510k - High confidence
Annualised (CAGR)
+4.20%
Over the full window
Peak estimate
£507k
May 2024
From peak
-4.14%
Drawdown from peak
AVM estimate (model)Repeat-sales index - TR27 district (quarterly)index YoY -3.81%
Growth by window
3m
+2.97%
6m
+5.42%
12m
+2.97%
24m
+2.32%
60m
+19.41%
Rental Market
Estimated rent (pcm)
£1,800
/ month
Gross yield
3.46%
Net yield
3.78%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£294k
4-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
79d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£486,000
- SDLT standard£14,300
- SDLT BTL surcharge (5%)£24,300
- Legal + Survey£15,000
- Refurb (light)£34,020
- Total All-In Cost£573,620
Funding
- Deposit (25%)£121,500
- Mortgage (75% LTV)£364,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£209,120
Monthly Returns
- Monthly Rent (est)£1,800
- Mortgage Payment (IO)-£1,595
- Management (10%)-£180
- Insurance-£124
- Maintenance-£203
- Monthly Cashflow-£302
Capital Returns
- 5yr Property Value£538,691
- 5yr Capital Gain (2.08% pa)+£52,691
- 5yr Cumulative Rent (net)+£77,580
- Less mortgage interest-£95,700
- 5yr Total Return+£34,571
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £496,109 | £131,609 | -£3,624 | +£6,485 | 3.1% |
| Year 2 | £506,428 | £141,928 | -£7,248 | +£13,180 | 6.3% |
| Year 3 | £516,962 | £152,462 | -£10,872 | +£20,090 | 9.6% |
| Year 4 | £527,714 | £163,214 | -£14,496 | +£27,218 | 13.0% |
| Year 5 | £538,691 | £174,191 | -£18,120 | +£34,571 | 16.5% |
Assumes 2.08% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£209,120).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
BRO ANNETH CHAPEL ROAD
£485k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
ST AUBYN VILLA CHAPEL ROAD
£375k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
CHAPEL HOUSE CHAPEL ROAD
£250k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,006
Median Income
Signal
1,759
Population
Signal
1.7 / 100
Deprivation