54 Murrays Mills, 50 Bengal Street, Manchester, M4 6LR

UPRN:10093688770Converted Flat1 bedsBuilt England and Wales: before 1900

LeaseholdCouncil Tax: -EPC: C (69)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 4mo agoEPC· 3mo agoRisk· 3mo agoConnectivity· 3mo agoAmenities· 3mo agoArea· Census 2021

54 Murrays Mills, 50 Bengal Street, Manchester, M4 6LR

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£230,000

£207k - £253kMedium

Estimate

£230k

Range

£207k – £253k

Rent Estimate (pcm)

£1,350

£1k - £1kMedium

Monthly

£1,350

Yield

6.38%

AI Verdict

Derived from HomePortfolio scores

AI summary

54 Murrays Mills earns a BUY rating with HP Score 82/100. Investment score 58/100 reflects moderate fundamentals. Walkability is excellent (96/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021PlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

82/ 100

High

Investment Score

58/ 100

Moderate

Crime Score

Low

Walkability

96/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 16 Sept 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -8.7% (MEDIUM), sold-comps -17.9%, £/sqft -18.0%] → consensus -18.0% → credited 0.0% after backtest shrinkage; sources disagree - edge zeroed by the weaker claim
- zoopla_valuationsestimate for 10093688770· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.5%· as of 12 Sept 2026
Rental economics14.8/30
gross yield 6.5%; range width penalty ×1.00
- zoopla_valuationsrent estimate 1350/mo (range 1300-1400)· as of 12 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 206 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 16 Sept 2026
Risk & liquidity8.6/10
366 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£187,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £91/mo
Cash on cash: 1.4%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10093688770Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.5%Valuation edge · as of 12 Sept 2026
zoopla_valuationsrent estimate 1350/mo (range 1300-1400)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 16 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1300-1400)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£230,000

Rent Estimate (pcm)£1,350

Gross Yield6.38%

1y Growth+33.9%

3y Growth-5.1%

5y Growth-0.2%

10y Growth+4.5%

Last Sold Price£220,000 (2022-06-08)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3M4 6LR

Approval Rate

100%12mo

Development

low

Manchester/OTH-2026-000151
Discharge of conditions 3 (Scaffold), 4 (Making good methodology) and 5 (Materials) pursuant to Listed Building Consent 144574/LO/2025
Pending
144574/LO/2025
Listed Building Consent for external repairs to chimney stack comprising of replacement of steel support bands, brick, mortar and sandstone repair, and installation of new timber door and roof ventilation cover.
Approved
144573/FO/2025
Installation of new timber door and roof ventilation cover.
Approved

View Planning Timeline

Ownership

Corporate Ownership12.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-06-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£36,554

Population Density-

Owner Occupied25%

Age Distribution

0-15 3%16-64 96%65+ 1%

View Area Profile

Schools Nearby

Co-op Academy New Islington
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Patrick's RC Primary School, a Voluntary Academy
0.4 mi
Good
Abbott Community Primary School
0.5 mi
Outstanding
The Cooperative College
0.5 mi
-

2 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Murrays Mills, 50 Bengal Street
-
£575k
-
Murrays Mills, 50 Bengal Street
-
£350k
-
Murrays Mills, 50 Bengal Street
-
£340k
-
Murrays Mills, 50 Bengal Street
-
£385k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN