Flat B001, 9 Owen Street, Manchester, M15 4UA

UPRN:10094089601Flat/Maisonette bedsBuilt -

LeaseholdCouncil Tax: -EPC: C (76)AI-Powered Intelligence

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

Flat B001, 9 Owen Street, Manchester, M15 4UA

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£520,000

£468k - £572kMedium

Estimate

£520k

Range

£468k – £572k

Rent Estimate (pcm)

£3,700

£4k - £4kMedium

Monthly

£3,700

Yield

7.24%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat B001 earns a BUY rating with HP Score 82/100. Investment score 60/100 reflects moderate fundamentals. Walkability is excellent (92/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021PlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

82/ 100

High

Investment Score

60/ 100

Moderate

Crime Score

Low

Walkability

92/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 18 Aug 2026

Every component scored, and three or more independent sources agree.

Valuation edge13.3/40
claims [AVM +19.2% (MEDIUM), sold-comps +17.2%, £/sqft +17.2%] → consensus +17.2% → credited 2.8% after backtest shrinkage; corroborated: AVM and sold-evidence family agree
- zoopla_valuationsestimate for 10094089601· as of 12 Aug 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5.5%· as of 15 Aug 2026
Rental economics29.5/30
gross yield 10.6%; range width penalty ×0.98
- zoopla_valuationsrent estimate 3700/mo (range 3500-3900)· as of 12 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 191 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 18 Aug 2026
Risk & liquidity8.6/10
227 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£315,000£483,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£420,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,500-£3,900

Interest rate5.4%

Loan to value75%

Cash required: £138,300
Net cash flow: £1,144/mo
Cash on cash: 9.9%
Score at this price: 56

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 10094089601Valuation edge · as of 12 Aug 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 5.5%Valuation edge · as of 15 Aug 2026
zoopla_valuationsrent estimate 3700/mo (range 3500-3900)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 18 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3500-3900)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£520,000

Rent Estimate (pcm)£3,700

Gross Yield7.24%

1y Growth-0.6%

3y Growth-6.4%

5y Growth-6.5%

10y Growth+3.0%

Last Sold Price£528,000 (2023-05-15)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M15 4UA

Approval Rate

-12mo

Development

low

Manchester/OTH-2026-001347
Non-material amendment to planning permission 145084/FO/2026 to amend wording of condition 4 (Materials - Sandra Burslem Building) to alter trigger for discharge.
Approved
Manchester/PLA-2026-001160
Installation of 1 no. illuminated high level building sign together with 2no. non-illuminated free-standing directional signs.
Pending
143543/LO/2025
Listed Building Consent for external wall repairs and window replacement.
Pending

View Planning Timeline

Ownership

Corporate Ownership6.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-05-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£36,554

Population Density17,925 /km²

Owner Occupied15%

Age Distribution

0-15 4%16-64 96%65+ 0%

View Area Profile

Schools Nearby

Crown Street Primary School
0.1 mi
-
St Wilfrid's RC Primary School
0.3 mi
GoodImproving
St Philip's Church of England Primary School
0.4 mi
Good
Rolls Crescent Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

9 Owen Street
-
£245k
-
9 Owen Street
-
£275k
-
9 Owen Street
-
£320k
-
9 Owen Street
-
£568k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN