108 Broadside Chalet Park, Stalham, NR12 9PN

UPRN:10023448448Semi-Detached Property2 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Planning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

108 Broadside Chalet Park, Stalham, NR12 9PN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£49,000

£46k - £51kHigh

Estimate

£49k

Range

£46k – £51k

Rent Estimate (pcm)

£200

£200 - £250

Monthly

£200

Yield

5.05%

Verdict

Derived from HomePortfolio scores

108 Broadside Chalet Park earns an INVESTIGATE rating with HP Score 56/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 44Bike 40

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 24 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +3.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10023448448· as of 9 Oct 2026
Rental economics0.3/40
gross yield 5.1%; range width penalty ×0.70
- valuation_snapshotsrent estimate 200/mo (range 200-250)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -183/mo, -92% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 278 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 24 Oct 2026
Risk & liquidity0/15
lease 61 years (under 80): most lenders refuse it - risk scores nothing; 225 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo
- listing_factslease 61 years remaining (advert)· as of 24 Oct 2026

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£35,500£54,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£47,500

At the asking price

Monthly rent£200/mo

Evidenced range £200-£250

Interest rate5.4%

Loan to value75%

Cash required: £15,550
Net cash flow: -£22/mo
Cash on cash: -1.7%
Score at this price: 0

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023448448Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 200/mo (range 200-250)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 24 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 200/mo (range 200-250)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£49,000

Rent Estimate (pcm)£200

Gross Yield5.05%

1y Growth-23.7%

3y Growth+1.4%

5y Growth+0.0%

10y Growth+3.1%

Last Sold Price£54,500 (2023-03-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR12 9PN

Approval Rate

-12mo

Development

low

IB/26/2127
Notification of installation of 1 x 11m medium wooden pole for fixed line broadband apparatus, under the Electronic Communications Code (Conditions & restrictions) Regulations 2003, Ref-OGEAA6596749
Approved
IS4/26/2009
5 day removal notice on a dead leaning Pine Tree due to health and safety reasons
Approved
CD/26/1867
Discharge of conditions 11 (details of roads, footways and cycleways), 15 (fire hydrants), 16 (Green Infrastructure Interpretation Boards) & 17 (footpath/cycle link to Broadchurch Gardens) of planning permission RV/25/0575 (Variation of Condition 2 (Approved Plans) of Planning Permission PF/21/2021 and NMA/25/0535 for a new residential development of up to 40 affordable dwellings with associated landscaping, infrastructure and access, in order to update documents and delete the following documents 79P/18 Rev B Flats Plans, 79P/19 Rev D Flats Elevations and 79P/20 Rev B Bin & Cycle Store as flats to be replaced with 9 x 1 bed, 5 x 2 bed and 4 x 3 bed dwellings)
Pending

View Planning Timeline