108 Broadside Chalet Park, Stalham, NR12 9PN
Estimate of £49k for this semi-detached property. 225 sales in NR12 in the last 12 months; median £300k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£47,500
- SDLT standard£0
- SDLT BTL surcharge (5%)£2,375
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£51,975
Funding
- Deposit (25%)£11,875
- Mortgage (75% LTV)£35,625
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£16,350
Monthly Returns
- Monthly Rent (estimate)£200
- Mortgage Payment (IO)-£156
- Management (10%)-£20
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)-£76
Capital Returns
- 5yr Property Value£47,500
- 5yr Capital Gain (0.00% pa, historical)+£0
- 5yr Cumulative Rent (net, before lease costs)+£5,242
- Less mortgage interest-£9,360
- 5yr Total Return (before lease costs)-£4,118
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £47,500 | £11,875 | -£912 | -£912 | -5.6% |
| Year 2 | £47,500 | £11,875 | -£1,776 | -£1,776 | -10.9% |
| Year 3 | £47,500 | £11,875 | -£2,603 | -£2,603 | -15.9% |
| Year 4 | £47,500 | £11,875 | -£3,380 | -£3,380 | -20.7% |
| Year 5 | £47,500 | £11,875 | -£4,118 | -£4,118 | -25.2% |
Modelled on the live asking price. Capital growth 0.00% a year is the NR12 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£16,350).
Price Forecast
No forecast available.