11 Stevens Road, Doncaster, DN4 0LT
Estimate of £182k for this semi-detached house. 676 sales in DN4 in the last 12 months; median £165k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£120,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£6,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£128,100
Funding
- Deposit (25%)£30,000
- Mortgage (75% LTV)£90,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£38,100
Monthly Returns
- Monthly Rent (estimate)£1,100
- Mortgage Payment (IO)-£394
- Management (10%)-£110
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£496
Capital Returns
- 5yr Property Value£131,971
- 5yr Capital Gain (1.92% pa, historical)+£11,971
- 5yr Cumulative Rent (net)+£55,829
- Less mortgage interest-£23,640
- 5yr Total Return+£44,160
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £122,304 | £32,304 | +£5,952 | +£8,256 | 21.7% |
| Year 2 | £124,652 | £34,652 | +£12,144 | +£16,796 | 44.1% |
| Year 3 | £127,046 | £37,046 | +£18,581 | +£25,627 | 67.3% |
| Year 4 | £129,485 | £39,485 | +£25,257 | +£34,742 | 91.2% |
| Year 5 | £131,971 | £41,971 | +£32,189 | +£44,160 | 115.9% |
Modelled on the live asking price. Capital growth 1.92% a year is the DN4 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£38,100).
Price Forecast
No forecast available.