11 Uplands Way, Southampton, SO17 1QW
Estimate of £558k for this terrace property. 185 sales in SO17 in the last 12 months; median £210k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£500,000
- SDLT standard£15,000
- SDLT BTL surcharge (5%)£25,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£542,100
Funding
- Deposit (25%)£125,000
- Mortgage (75% LTV)£375,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£167,100
Monthly Returns
- Monthly Rent (estimate)£3,850
- Mortgage Payment (IO)-£1,641
- Management (10%)-£385
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£1,724
Capital Returns
- 5yr Property Value£471,904
- 5yr Capital Gain (-1.15% pa, historical)-£28,096
- 5yr Cumulative Rent (net, before lease costs)+£210,367
- Less mortgage interest-£98,460
- 5yr Total Return (before lease costs)+£83,810
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £494,250 | £119,250 | +£20,688 | +£14,938 | 8.9% |
| Year 2 | £488,566 | £113,566 | +£42,204 | +£30,770 | 18.4% |
| Year 3 | £482,948 | £107,948 | +£64,566 | +£47,514 | 28.4% |
| Year 4 | £477,394 | £102,394 | +£87,794 | +£65,188 | 39.0% |
| Year 5 | £471,904 | £96,904 | +£111,907 | +£83,810 | 50.2% |
Modelled on the live asking price. Capital growth -1.15% a year is the SO17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£167,100).
Price Forecast
No forecast available.