16 BELL LANE
Recent sale
£470k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
12 Bell Lane, Broxbourne, EN10 7HH
UPRN:148023550Mid Terrace House3 bedsBuilt 1930-1949
FreeholdCouncil Tax: Band DEPC: C (70)
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-24T04:00:05.961683+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:39:49.232922+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T10:54:29.855152+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£531,000
Estimated value
Range: £504k - £558k|Last sold: £238k (2008-05-30)
Estimate of £531k for this mid terrace house. 188 sales in EN10 in the last 12 months; median £435k.
Estimate confidence
High confidence
Value History
Current estimate
£531k
£504k - £558k - High confidence
Annualised (CAGR)
+3.16%
Over the full window
Peak estimate
£531k
Oct 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - EN10 district (quarterly)index YoY +0.97%
Growth by window
3m
+7.27%
6m
+7.93%
12m
+5.15%
24m
+9.03%
60m
+15.69%
Rental Market
Estimated rent (pcm)
£2,600
/ month
Gross yield
6.24%
Rent ÷ asking price
Net yield
4.31%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£435k
EN10 sales, last 12 months
12m Price Growth
-
EN10 median, Land Registry
Days on Market
94d
EN10 average
Sales & Yield
3 metricsTransactions / 12m
188
EN10 sales
Area Gross Yield
3.78%
EN10 medians
Last Sold
£238k
2008-05-30
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£500,000
- SDLT standard£15,000
- SDLT BTL surcharge (5%)£25,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£542,100
Funding
- Deposit (25%)£125,000
- Mortgage (75% LTV)£375,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£167,100
Monthly Returns
- Monthly Rent (estimate)£2,600
- Mortgage Payment (IO)-£1,641
- Management (10%)-£260
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£599
Capital Returns
- 5yr Property Value£496,758
- 5yr Capital Gain (-0.13% pa, historical)-£3,242
- 5yr Cumulative Rent (net)+£140,130
- Less mortgage interest-£98,460
- 5yr Total Return+£38,428
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £499,350 | £124,350 | +£7,188 | +£6,538 | 3.9% |
| Year 2 | £498,701 | £123,701 | +£14,940 | +£13,641 | 8.2% |
| Year 3 | £498,053 | £123,053 | +£23,256 | +£21,309 | 12.8% |
| Year 4 | £497,405 | £122,405 | +£32,162 | +£29,567 | 17.7% |
| Year 5 | £496,758 | £121,758 | +£41,670 | +£38,428 | 23.0% |
Modelled on the live asking price. Capital growth -0.13% a year is the EN10 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£167,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
24 BELL LANE
Recent sale
£465k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
4 BELL LANE
Recent sale
£433k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
18 BELL LANE
Recent sale
£450k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£37,283
Median earnings (local authority)
Signal
1,576
Population
Signal
1.7%
Households Deprived