Recent sale
26 THESIGER STREET
£115k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: 26 THESIGER STREET]()
![Comparable: 12 THESIGER STREET]()
![Comparable: 36 THESIGER STREET]()
![Comparable: 30 THESIGER STREET]()
3 signals 0 levers
12 Thesiger Street, Lincoln, LN5 7UU
UPRN:235025582End Terrace House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: D (59)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:15:56.212503+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£118,000
Estimated value
Range: £112k - £124k|Last sold: £78k (2025-03-25)
Estimate of £118k for end terrace houses in Lincoln. 397 transactions in the last 12 months; median £190k.
AI Confidence
-
High confidence
Value History
Current estimate
£118k
£112k - £124k - High confidence
Annualised (CAGR)
+2.55%
Over the full window
Peak estimate
£124k
Apr 2023
From peak
-4.84%
Drawdown from peak
AVM estimate (model)Repeat-sales index - LN5 district (quarterly)index YoY -5.12%
Growth by window
3m
+2.61%
6m
+4.42%
12m
+13.46%
24m
+0.85%
60m
+8.26%
Rental Market
Estimated rent (pcm)
£450
/ month
Gross yield
4.04%
Net yield
3.61%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£190k
2-bed End Terrace House
12m Price Growth
+47.3%
vs UK avg
Days on Market
49d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£118,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£5,900
- Legal + Survey£15,000
- Refurb (light)£8,260
- Total All-In Cost£147,160
Funding
- Deposit (25%)£29,500
- Mortgage (75% LTV)£88,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£58,660
Monthly Returns
- Monthly Rent (est)£450
- Mortgage Payment (IO)-£387
- Management (10%)-£45
- Insurance-£87
- Maintenance-£49
- Monthly Cashflow-£118
Capital Returns
- 5yr Property Value£114,100
- 5yr Capital Gain (-0.67% pa)+£-3,900
- 5yr Cumulative Rent (net)+£16,140
- Less mortgage interest-£23,220
- 5yr Total Return-£10,980
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £117,209 | £28,709 | -£1,416 | -£2,207 | -3.8% |
| Year 2 | £116,424 | £27,924 | -£2,832 | -£4,408 | -7.5% |
| Year 3 | £115,644 | £27,144 | -£4,248 | -£6,604 | -11.3% |
| Year 4 | £114,869 | £26,369 | -£5,664 | -£8,795 | -15.0% |
| Year 5 | £114,100 | £25,600 | -£7,080 | -£10,980 | -18.7% |
Assumes -0.67% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£58,660).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
12 THESIGER STREET
£78k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
36 THESIGER STREET
£120k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
30 THESIGER STREET
£112k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,482
Median Income
Signal
2,114
Population
Signal
6.9 / 100
Deprivation