12 Verdure Avenue, Bolton, BL1 5ER

UPRN:100010937841Semi-Detached Property bedsBuilt -

LeaseholdCouncil Tax: -EPC: C (71)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· freshEPC· 1mo agoRisk· 3mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£439,000

£395k - £483kMedium

Estimate

£439k

Range

£395k – £483k

Rent Estimate (pcm)

£2,500

£2k - £3kMedium

Monthly

£2,500

Yield

5.30%

AI Verdict

Derived from HomePortfolio scores

AI summary

12 Verdure Avenue earns a INVESTIGATE rating with HP Score 64/100. Investment score 58/100 reflects moderate fundamentals. Walkability is limited (31/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

64/ 100

Moderate

Investment Score

58/ 100

Moderate

Crime Score

Low

Walkability

31/ 100

Mixed

Transit & Bike

Mixed

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is 'Let agreed' - sale already progressing, not an actionable opportunity
estimate implies a 100% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,800

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,350-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £1,840
Net cash flow: £1,725/mo
Cash on cash: 1124.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 411.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£439,000

Rent Estimate (pcm)£2,500

Gross Yield5.30%

1y Growth+53.0%

3y Growth+5.5%

5y Growth+4.0%

10y Growth+4.0%

Last Sold Price£130,000 (2002-02-08)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BL1 5ER

Approval Rate

-12mo

Development

low

01664/26
ERECTION OF FRONT PORCH AND SINGLE STOREY SIDE EXTENSION TOGETHER WITH INSTALLATION OF ADDITIONAL FIRST FLOOR STOREY
Pending
Bolton/18593/24
AMENDMENT TO APPROVED PLANNING APPLICATION 17631/24. TO RAISE RIDGE HEIGHT OF PROPERTY
Conditions
Bolton/17631/24
ERECTION OF A FRONT PORCH EXTENSION AND CARPORT TO SIDE ELEVATION TOGETHER WITH REAR DORMER.
Conditions

View Planning Timeline

Ownership

Corporate Ownership44.3%
Overseas OwnershipNo
Lease Term Remaining894 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2002-02-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,696

Population Density5,158 /km²

Owner Occupied82%

Age Distribution

0-15 19%16-64 55%65+ 26%

View Area Profile

Schools Nearby

Markland Hill Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Clevelands Prep School
0.4 mi
Inspected by ISI
St Thomas of Canterbury RC School
0.7 mi
Good
Johnson Fold Community Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

39 Verdure Avenue
-
£290k
-
32 Verdure Avenue
-
£395k
-
13 Verdure Avenue
-
£408k
-
18 Verdure Avenue
-
£263k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN