12 Verdure Avenue, Bolton, BL1 5ER

UPRN:100010937841Semi-Detached Property bedsBuilt -

LeaseholdCouncil Tax: -EPC: C (71)AI-Powered Intelligence

Data freshness:Planning· 2mo agoEPC· freshRisk· 2mo agoConnectivity· 2mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£439,000

£395k - £483kMedium

Estimate

£439k

Range

£395k – £483k

Rent Estimate (pcm)

£2,500

£2k - £3kMedium

Monthly

£2,500

Yield

5.30%

AI Verdict

Derived from HomePortfolio scores

AI summary

12 Verdure Avenue earns a INVESTIGATE rating with HP Score 64/100. Investment score 58/100 reflects moderate fundamentals. Walkability is limited (31/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

64/ 100

Moderate

Investment Score

58/ 100

Moderate

Crime Score

Low

Walkability

31/ 100

Mixed

Transit & Bike

Mixed

Real Data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 24 Aug 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/40
claims [AVM -8.2% (MEDIUM)] → consensus -8.2% → credited 0.0% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 100010937841· as of 11 Aug 2026
Rental economics12.6/30
gross yield 6.3%; range width penalty ×0.96
- zoopla_valuationsrent estimate 2500/mo (range 2350-2650)· as of 11 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 3 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 24 Aug 2026
Risk & liquidity8.6/10
638 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£356,000£546,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,350-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: £128/mo
Cash on cash: 1.0%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100010937841Valuation edge · as of 11 Aug 2026
zoopla_valuationsrent estimate 2500/mo (range 2350-2650)Rental economics · as of 11 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 24 Aug 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2350-2650)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£439,000

Rent Estimate (pcm)£2,500

Gross Yield5.30%

1y Growth+53.0%

3y Growth+5.5%

5y Growth+4.0%

10y Growth+4.0%

Last Sold Price£130,000 (2002-02-08)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL1 5ER

Approval Rate

-12mo

Development

low

Bolton/18593/24
AMENDMENT TO APPROVED PLANNING APPLICATION 17631/24. TO RAISE RIDGE HEIGHT OF PROPERTY
Conditions
Bolton/17631/24
ERECTION OF A FRONT PORCH EXTENSION AND CARPORT TO SIDE ELEVATION TOGETHER WITH REAR DORMER.
Conditions
Bolton/14232/22
EXTENSION AND ALTERATION TO EXISTING RAISED PATIO TO CREATE NEW DECKING AREA WITH FENCING
Conditions

View Planning Timeline

Ownership

Corporate Ownership44.4%
Overseas OwnershipNo
Lease Term Remaining894 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2002-02-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£27,696

Population Density5,158 /km²

Owner Occupied82%

Age Distribution

0-15 19%16-64 55%65+ 26%

View Area Profile

Schools Nearby

Markland Hill Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Clevelands Prep School
0.4 mi
Inspected by ISI
St Thomas of Canterbury RC School
0.7 mi
Good
Johnson Fold Community Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

39 Verdure Avenue
-
£290k
-
32 Verdure Avenue
-
£395k
-
13 Verdure Avenue
-
£408k
-
18 Verdure Avenue
-
£263k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN