13 Kingsquarter, Maidenhead, SL6 1AN
Estimate of £672k for this mid terrace house. 761 sales in SL6 in the last 12 months; median £500k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£650,000
- SDLT standard£22,500
- SDLT BTL surcharge (5%)£32,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£707,100
Funding
- Deposit (25%)£162,500
- Mortgage (75% LTV)£487,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£219,600
Monthly Returns
- Monthly Rent (estimate)£2,500
- Mortgage Payment (IO)-£2,133
- Management (10%)-£250
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£17
Capital Returns
- 5yr Property Value£691,653
- 5yr Capital Gain (1.25% pa, historical)+£41,653
- 5yr Cumulative Rent (net)+£134,509
- Less mortgage interest-£127,980
- 5yr Total Return+£48,183
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £658,125 | £170,625 | +£204 | +£8,329 | 3.8% |
| Year 2 | £666,352 | £178,852 | +£948 | +£17,300 | 7.9% |
| Year 3 | £674,681 | £187,181 | +£2,244 | +£26,925 | 12.3% |
| Year 4 | £683,114 | £195,614 | +£4,104 | +£37,219 | 16.9% |
| Year 5 | £691,653 | £204,153 | +£6,529 | +£48,183 | 21.9% |
Modelled on the live asking price. Capital growth 1.25% a year is the SL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£219,600).
Price Forecast
No forecast available.