15 Spinney Close, Birmingham, B31 2JG

HP Score
- BUYStrong fundamentals
- INVESTIGATESome risks
- AVOIDSignificant risk factors
AI Verdict
Derived from HomePortfolio scores
15 Spinney Close earns a AVOID rating with HP Score 75/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.
Opportunity
Not scored as an opportunity
We will not put a number on this one.
- listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
At the asking price
Evidenced range £1,250-£1,450
- Cash required
- £82,300
- Net cash flow
- £57/mo
- Cash on cash
- 0.8%
- Score at this price
- -
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Property risk deep-dive →flood, subsidence, crime, environment - the full domain
Plan
Before you offer
1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.
Valuation & Market
Risk Overview
- Flood RiskVery low
- Subsidence1
- RadonLow
- MiningUnknown
- Landslide1
- Air QualityUnknown
- NoiseLow
Planning Activity
- PendingPA2026/00007/NEWRear extension and new windows - test application
Ownership
- Corporate Ownership65.7%
- Overseas OwnershipNo
- Lease Term Remaining36 yrs
- CovenantsRestrictive
- Lease TypeLeasehold
- Last Ownership Change2014-11-07
- SourceLand Registry
Connectivity
Area Profile
Schools Nearby
- The Edge Academy0.3 miReport card2026
Ofsted no longer awards a single overall grade.
- -St Laurence Church Infant School0.3 mi
- -St Laurence Church Junior School0.3 mi
- -St Brigid's Catholic Primary School0.5 mi
1 of 8 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.
Comparables
- 41 Spinney Close-£175k-
- 43 Spinney Close-£210k-
- 7 Spinney Close-£215k-
- 47 Spinney Close-£205k-