Recent sale
41 SPINNEY CLOSE
£175k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
15 Spinney Close, Birmingham, B31 2JG
UPRN:100070518660Semi-Detached House3 bedsBuilt -
LeaseholdCouncil Tax: -EPC: D (62)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 2d ago (2026-10-05T04:00:04.018467+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)EPC· 2mo agoEPC: ageing, refreshed 2mo ago (2026-08-21T08:42:24.944562+00:00)Risk· freshRisk: fresh, refreshed 5d ago (2026-10-02T03:11:24.076312+00:00)Crime· freshCrime: fresh, refreshed 6d ago (2026-10-01T10:03:45.019558+00:00)Connectivity· freshConnectivity: fresh, refreshed 4d ago (2026-10-03T06:43:10.905825+00:00)Schools· freshSchools: fresh, refreshed yesterday (2026-10-06T05:00:30.533230+00:00)Amenities· freshAmenities: fresh, refreshed 3d ago (2026-10-04T07:25:27.780243+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£269,000
Estimated value
Range: £256k - £283k|Last sold: £145k (2014-11-07)
Estimate of £269k for semi-detached houses in Birmingham. 525 transactions in the last 12 months; median £225k.
AI Confidence
-
High confidence
Value History
Current estimate
£269k
£256k - £283k - High confidence
Annualised (CAGR)
+4.34%
Over the full window
Peak estimate
£296k
May 2025
From peak
-9.12%
Drawdown from peak
AVM estimate (model)Repeat-sales index - B31 district (quarterly)index YoY +3.00%
Growth by window
3m
-6.60%
6m
-7.88%
12m
-3.93%
24m
-4.27%
60m
+17.47%
Rental Market
Estimated rent (pcm)
£1,350
/ month
Gross yield
4.02%
Net yield
4.64%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£225k
3-bed Semi-Detached House
12m Price Growth
-6.0%
vs UK avg
Days on Market
43d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£269,000
- SDLT standard£3,450
- SDLT BTL surcharge (5%)£13,450
- Legal + Survey£15,000
- Refurb (light)£18,830
- Total All-In Cost£319,730
Funding
- Deposit (25%)£67,250
- Mortgage (75% LTV)£201,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£117,980
Monthly Returns
- Monthly Rent (est)£1,350
- Mortgage Payment (IO)-£883
- Management (10%)-£135
- Insurance-£102
- Maintenance-£112
- Monthly Cashflow+£118
Capital Returns
- 5yr Property Value£327,122
- 5yr Capital Gain (3.99% pa)+£58,122
- 5yr Cumulative Rent (net)+£60,060
- Less mortgage interest-£52,980
- 5yr Total Return+£65,202
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £279,733 | £77,983 | +£1,416 | +£12,149 | 10.3% |
| Year 2 | £290,894 | £89,144 | +£2,832 | +£24,726 | 21.0% |
| Year 3 | £302,501 | £100,751 | +£4,248 | +£37,749 | 32.0% |
| Year 4 | £314,571 | £112,821 | +£5,664 | +£51,235 | 43.4% |
| Year 5 | £327,122 | £125,372 | +£7,080 | +£65,202 | 55.3% |
Assumes 3.99% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£117,980).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
43 SPINNEY CLOSE
£210k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
7 SPINNEY CLOSE
£215k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
47 SPINNEY CLOSE
£205k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,374
Median Income
Signal
1,517
Population
Signal
3.2 / 100
Deprivation