168 Leeds Road, Barwick in Elmet, Leeds, LS15 4HS
Estimate of £345k for this semi-detached house. 374 sales in LS15 in the last 12 months; median £261k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£345,000
- SDLT standard£7,250
- SDLT BTL surcharge (5%)£17,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£371,600
Funding
- Deposit (25%)£86,250
- Mortgage (75% LTV)£258,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£112,850
Monthly Returns
- Monthly Rent (estimate)£1,600
- Mortgage Payment (IO)-£1,132
- Management (10%)-£160
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£208
Capital Returns
- 5yr Property Value£384,845
- 5yr Capital Gain (2.21% pa, historical)+£39,845
- 5yr Cumulative Rent (net)+£83,934
- Less mortgage interest-£67,920
- 5yr Total Return+£55,859
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £352,624 | £93,874 | +£2,496 | +£10,120 | 9.0% |
| Year 2 | £360,418 | £101,668 | +£5,340 | +£20,758 | 18.4% |
| Year 3 | £368,383 | £109,633 | +£8,540 | +£31,922 | 28.3% |
| Year 4 | £376,524 | £117,774 | +£12,091 | +£43,615 | 38.6% |
| Year 5 | £384,845 | £126,095 | +£16,014 | +£55,859 | 49.5% |
Modelled on the live asking price. Capital growth 2.21% a year is the LS15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£112,850).
Price Forecast
No forecast available.