17 Towngate Fold, Meltham, Holmfirth, HD9 4FD

UPRN:83232711Terrace Property4 bedsBuilt 1983-1990

-Council Tax: Band AEPC: C (75)AI-Powered Intelligence

Data freshness:Price Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 2mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 3mo ago

17 Towngate Fold, Meltham, Holmfirth, HD9 4FD

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

today

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£147,000

£118k - £177kLow

Estimate

£147k

Range

£118k – £177k

Rent Estimate (pcm)

£700

£650 - £750Medium

Monthly

£700

Yield

3.80%

AI Verdict

Derived from HomePortfolio scores

AI summary

17 Towngate Fold earns a BUY rating with HP Score 82/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (72/100). Flood risk is rated very low. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

82/ 100

High

Investment Score

68/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

72/ 100

High

Transit & Bike

High

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£7,000,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £2,855,050
Net cash flow: -£23,140/mo
Cash on cash: -9.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£147,000

Rent Estimate (pcm)£700

Gross Yield3.80%

1y Growth-

3y Growth+0.6%

5y Growth+1.2%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide3
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HD9 4FD

Approval Rate

-12mo

Development

low

2026/92615
Work to trees within a Conservation Area
Pending
2026/92587
Listed Building Consent for installation of replacement windows
Pending
2026/92604
Dead or Dangerous Trees to TPO 03/96
Approved

View Planning Timeline