Recent sale
22 TOWNGATE FOLD
£160k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
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![Comparable: 14 TOWNGATE FOLD]()
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17 Towngate Fold, Meltham, Holmfirth, HD9 4FD
UPRN:83232711Terrace Property4 bedsBuilt 1983-1990
-Council Tax: Band AEPC: C (75)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:58:55.623702+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-08-06T07:49:20.947654+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 3mo agoCouncil Tax: ageing, refreshed 3mo ago (2026-07-03T07:41:16.386402+00:00)
AI ValuationFairly ValuedUpdated today
£147,000
Estimated value
Range: £118k - £177k|Last sold: -- (-)
Estimate of £147k for terrace propertys in Holmfirth. 443 transactions in the last 12 months; median £265k.
AI Confidence
-
Low confidence
Value History
Current estimate
£147k
£118k - £177k - Low confidence
Annualised (CAGR)
-13.04%
Over the full window
Peak estimate
£502k
Jun 2024
From peak
-70.72%
Drawdown from peak
AVM estimate (model)Repeat-sales index - HD9 district (quarterly)index YoY +4.89%
Growth by window
3m
+18.55%
6m
+0.00%
12m
-69.38%
24m
-70.48%
60m
-62.69%
Rental Market
Estimated rent (pcm)
£700
/ month
Gross yield
3.80%
Net yield
0.08%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£265k
4-bed Terrace Property
12m Price Growth
-
vs UK avg
Days on Market
66d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£147,000
- SDLT standard£440
- SDLT BTL surcharge (5%)£7,350
- Legal + Survey£15,000
- Refurb (light)£10,290
- Total All-In Cost£180,080
Funding
- Deposit (25%)£36,750
- Mortgage (75% LTV)£110,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£69,830
Monthly Returns
- Monthly Rent (est)£700
- Mortgage Payment (IO)-£482
- Management (10%)-£70
- Insurance-£90
- Maintenance-£61
- Monthly Cashflow-£3
Capital Returns
- 5yr Property Value£155,803
- 5yr Capital Gain (1.17% pa)+£8,803
- 5yr Cumulative Rent (net)+£28,740
- Less mortgage interest-£28,920
- 5yr Total Return+£8,623
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £148,720 | £38,470 | -£36 | +£1,684 | 2.4% |
| Year 2 | £150,460 | £40,210 | -£72 | +£3,388 | 4.9% |
| Year 3 | £152,220 | £41,970 | -£108 | +£5,112 | 7.3% |
| Year 4 | £154,001 | £43,751 | -£144 | +£6,857 | 9.8% |
| Year 5 | £155,803 | £45,553 | -£180 | +£8,623 | 12.3% |
Assumes 1.17% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£69,830).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
10 TOWNGATE FOLD
£130k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
14 TOWNGATE FOLD
£130k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
27 TOWNGATE FOLD
£160k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£28,821
Median Income
Signal
1,826
Population
Signal
1.0 / 100
Deprivation