18 Spey House, Criterion Street, Stockport, SK5 6TD
UPRN:100012479773Flat/Maisonette bedsBuilt 1991-1995
-Council Tax: -EPC: B (82)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:53:36.344589+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T01:45:22.974277+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 10 days ago
£123,000
Estimated value
Range: £98k - £147k|Last sold: -- (-)
Estimate of £123k for flat/maisonettes in Stockport. 315 transactions in the last 12 months; median £220k.
AI Confidence
-
Low confidence
Value History
Current estimate
£123k
£98k - £147k - Low confidence
Annualised (CAGR)
+7.67%
Over the full window
Peak estimate
£206k
Aug 2024
From peak
-40.29%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SK5 district (quarterly)index YoY +9.04%
Growth by window
3m
+3.36%
6m
+1.65%
12m
+2.50%
24m
-40.29%
60m
+25.51%
Rental Market
Estimated rent (pcm)
£800
/ month
Gross yield
5.45%
Net yield
5.19%
Vacancy trend
12-month change
Tenant profile
Market Metrics
--/
Avg Area Price
£220k
--bed Flat/Maisonette
12m Price Growth
-
vs UK avg
Days on Market
33d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£123,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£6,150
- Legal + Survey£15,000
- Refurb (light)£8,610
- Total All-In Cost£152,760
Funding
- Deposit (25%)£30,750
- Mortgage (75% LTV)£92,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£60,510
Monthly Returns
- Monthly Rent (est)£800
- Mortgage Payment (IO)-£404
- Management (10%)-£80
- Insurance-£87
- Maintenance-£51
- Monthly Cashflow+£178
Capital Returns
- 5yr Property Value£159,162
- 5yr Capital Gain (5.29% pa)+£36,162
- 5yr Cumulative Rent (net)+£34,920
- Less mortgage interest-£24,240
- 5yr Total Return+£46,842
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £129,507 | £37,257 | +£2,136 | +£8,643 | 14.3% |
| Year 2 | £136,358 | £44,108 | +£4,272 | +£17,630 | 29.1% |
| Year 3 | £143,571 | £51,321 | +£6,408 | +£26,979 | 44.6% |
| Year 4 | £151,166 | £58,916 | +£8,544 | +£36,710 | 60.7% |
| Year 5 | £159,162 | £66,912 | +£10,680 | +£46,842 | 77.4% |
Assumes 5.29% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£60,510).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Area Economic Intelligence
Signal
£28,296
Median Income
Signal
1,423
Population
Signal
5.8 / 100
Deprivation