18 The Links, Holbeck, Leeds, LS11 5BF
Estimate of £256k for this end terrace house. 278 sales in LS11 in the last 12 months; median £145k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£170,000
- SDLT standard£900
- SDLT BTL surcharge (5%)£8,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£181,500
Funding
- Deposit (25%)£42,500
- Mortgage (75% LTV)£127,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£54,000
Monthly Returns
- Monthly Rent (estimate)£2,000
- Mortgage Payment (IO)-£558
- Management (10%)-£200
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,142
Capital Returns
- 5yr Property Value£214,397
- 5yr Capital Gain (4.75% pa, historical)+£44,397
- 5yr Cumulative Rent (net)+£106,417
- Less mortgage interest-£33,480
- 5yr Total Return+£117,334
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £178,075 | £50,575 | +£13,704 | +£21,779 | 40.3% |
| Year 2 | £186,534 | £59,034 | +£27,840 | +£44,374 | 82.2% |
| Year 3 | £195,394 | £67,894 | +£42,418 | +£67,812 | 125.6% |
| Year 4 | £204,675 | £77,175 | +£57,447 | +£92,122 | 170.6% |
| Year 5 | £214,397 | £86,897 | +£72,937 | +£117,334 | 217.3% |
Modelled on the live asking price. Capital growth 4.75% a year is the LS11 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£54,000).
Price Forecast
No forecast available.