19 Theberton Street, London, N1 0QY

UPRN:5300090044Terrace Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: C (69)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 3mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 2mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 4mo ago

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£2,852,000

£2.71M - £3.00MHigh

Estimate

£2.85M

Range

£2.71M – £3.00M

Rent Estimate (pcm)

£11,750

£11k - £13kMedium

Monthly

£11,750

Yield

5.83%

AI Verdict

Derived from HomePortfolio scores

AI summary

19 Theberton Street earns a INVESTIGATE rating with HP Score 61/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (99/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

61/ 100

Moderate

Investment Score

60/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

99/ 100

Excellent

Transit & Bike

Excellent

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,650,000

At the asking price

Monthly rent£11,750/mo

Evidenced range £10,700-£12,800

Interest rate5.4%

Loan to value75%

Cash required: £1,028,050
Net cash flow: -£809/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,852,000

Rent Estimate (pcm)£11,750

Gross Yield5.83%

1y Growth-56.2%

3y Growth-0.9%

5y Growth-0.8%

10y Growth+0.7%

Last Sold Price£1,850,000 (2019-06-21)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N1 0QY

Approval Rate

-12mo

Development

low

P2026/2419/TRE
Rear garden: plum (T1) - reduce crown by 3-4m on all aspects. Reason: to allow more light into the garden.
Pending
P2026/2427/TRE
T1 Oak: Lateral reduction back to boundary. Justification: To prevent further encroachment
Pending
P2026/2392/LBC
Replacement of roof coverings, gutter linings and flashings [Full planning application P2026/2385/FUL also submitted].
Pending

View Planning Timeline