Iluka, Spa Esplanade, Herne Bay, CT6 8EP

UPRN:200000679473Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: E (44)AI-Powered Intelligence

Data freshness:Planning· 2mo agoEPC· 3mo agoRisk· 2mo agoConnectivity· 2mo agoAmenities· 2mo agoArea· Census 2021

Iluka, Spa Esplanade, Herne Bay, CT6 8EP

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

yesterday

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

High

Sale Estimate

£478,000

£430k - £525kMedium

Estimate

£478k

Range

£430k – £525k

Rent Estimate (pcm)

£1,850

£2k - £2kMedium

Monthly

£1,850

Yield

4.95%

AI Verdict

Derived from HomePortfolio scores

AI summary

Iluka earns a INVESTIGATE rating with HP Score 74/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR LeasesHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

74/ 100

High

Investment Score

55/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Moderate

Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 96% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£20,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £7,300
Net cash flow: £1,213/mo
Cash on cash: 199.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 27.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£478,000

Rent Estimate (pcm)£1,850

Gross Yield4.95%

1y Growth-

3y Growth-2.1%

5y Growth+0.2%

10y Growth+3.2%

Last Sold Price£480,000 (2021-06-25)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence3
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT6 8EP

Approval Rate

-12mo

Development

low

Canterbury/CA/24/01634
Non-material amendment to planning permission CA/22/02482 for the single-storey rear extension and removal of existing chimney following demolition of existing rear extension; to allow change in finished facing material and fenestration to north and west elevation, together with relocation of the flue.
Approved
Canterbury/CA/23/00223
Two storey side extension following demolition of detached two storey annexe with juliet balcony along with addition of two dormers to side roof slope and balcony and boat store, and gym and office space underneath rear parking area and solar panels to rear roof slope.
Approved
Canterbury/CA/22/02482
Single-storey rear extension and removal of existing chimney following demolition of existing rear extension.
Approved

View Planning Timeline

Ownership

Corporate Ownership70.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median Household Income£29,337

Population Density3,868 /km²

Owner Occupied87%

Age Distribution

0-15 14%16-64 52%65+ 34%

View Area Profile

Schools Nearby

Hampton Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
SALT COLLEGE
0.6 mi
-
Herne Bay High School
0.9 mi
Good
Thornden Wood Primary School
1.0 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All

Beach House Spa Esplanade
-
£1.10M
-
Jarrahdale Spa Esplanade
-
£585k
-
The Shingles Spa Esplanade
-
£1.16M
-
Iluka Spa Esplanade
-
£480k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN