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Iluka, Spa Esplanade, Herne Bay, CT6 8EP

UPRN:200000679473Semi-Detached House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: E (44)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:34:54.672507+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed yesterday (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-08-06T07:49:20.947654+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Iluka, Spa Esplanade, Herne Bay, CT6 8EP
Location map - no listing photos available

HP Score

Strong
Verdict
today
  • BUY
    Strong fundamentals
  • INVESTIGATE
    Mixed signals - investigate
  • AVOID
    High risk factors
Confidence
High
Sale Estimate
£478,000
£430k - £525kMedium
Estimate
£478k
Range
£430k – £525k
Rent Estimate (pcm)
£1,850
£2k - £2kMedium
Monthly
£1,850
Yield
4.95%

AI Verdict

Derived from HomePortfolio scores

AI summary

Iluka earns a INVESTIGATE rating with HP Score 73/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS
HP Score
73/ 100
High
Investment Score
55/ 100
Moderate
Crime Score
10/ 100
Low
Walkability
51/ 100
Moderate
Transit & Bike
Moderate
Real Data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

  • estimate implies a 96% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions
£20,000

At the asking price

£1,850/mo

Evidenced range £1,700-£2,000

5.4%
75%
Cash required
£7,300
Net cash flow
£1,213/mo
Cash on cash
199.4%
Score at this price
-

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 27.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

  • Score confidence is low

    largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

  1. 1. Commission a full structural survey, not a basic condition report.

    The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£478,000
Rent Estimate (pcm)£1,850
Gross Yield4.95%
1y Growth-
3y Growth-2.1%
5y Growth+0.2%
10y Growth+3.2%
Last Sold Price£480,000 (2021-06-25)
View Market Details

Risk Overview

  • Flood RiskVery low
  • Subsidence3
  • RadonLow
  • MiningUnknown
  • Landslide1
  • Air QualityUnknown
  • NoiseLow
View Full Risk Report

Planning Activity

Recent Apps
0CT6 8EP
Approval Rate
-12mo
Development
low
  • Canterbury/CA/24/01634
    Non-material amendment to planning permission CA/22/02482 for the single-storey rear extension and removal of existing chimney following demolition of existing rear extension; to allow change in finished facing material and fenestration to north and west elevation, together with relocation of the flue.
    Approved
  • Canterbury/CA/23/00223
    Two storey side extension following demolition of detached two storey annexe with juliet balcony along with addition of two dormers to side roof slope and balcony and boat store, and gym and office space underneath rear parking area and solar panels to rear roof slope.
    Approved
  • Canterbury/CA/22/02482
    Single-storey rear extension and removal of existing chimney following demolition of existing rear extension.
    Approved
View Planning Timeline

Ownership

  • Corporate Ownership70.4%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2021-06-25
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
8 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median Household Income£29,337
Population Density3,868 /km²
Owner Occupied87%
Age Distribution
0-15 14%16-64 52%65+ 34%
View Area Profile

Schools Nearby

  • Hampton Primary School
    0.5 mi
    Area grades2024

    Inspected after Ofsted withdrew the single overall grade.

  • SALT COLLEGE
    0.6 mi
    -
  • Herne Bay High School
    0.9 mi
    Good
  • Thornden Wood Primary School
    1.0 mi
    Good

1 of 10 nearby schools with published figures were oversubscribed in 2025 - demand, not a catchment.

View All Schools

Comparables

View All
  • Beach House Spa Esplanade
    -
    £1.10M
    -
  • Jarrahdale Spa Esplanade
    -
    £585k
    -
  • The Shingles Spa Esplanade
    -
    £1.16M
    -
  • Iluka Spa Esplanade
    -
    £480k
    -