Iluka, Spa Esplanade, Herne Bay, CT6 8EP

UPRN:200000679473Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: E (44)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Iluka, Spa Esplanade, Herne Bay, CT6 8EP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£481,000

£432k - £529kMedium

Estimate

£481k

Range

£432k – £529k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

Verdict

Derived from HomePortfolio scores

Iluka earns an INVESTIGATE rating with HP Score 73/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 11Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 96% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£20,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £6,300
Net cash flow: £1,248/mo
Cash on cash: 237.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 28.15 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£481,000

Rent Estimate (pcm)£1,900

Gross Yield-

1y Growth-

3y Growth-1.4%

5y Growth+0.1%

10y Growth+2.9%

Last Sold Price£480,000 (2021-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0CT6 8EP

Approval Rate

-12mo

Development

low

CA/26/01395
Application for Listed Building Consent for external alterations of external render finish and redecoration of railings.
Pending
CA/26/01498
Details submitted pursuant to condition 4 (Cycle Storage) of planning permission CA/21/02289/FUL
Pending
CA/26/01287
Extension of existing vehicular access.
Pending

View Planning Timeline

Ownership

Corporate Ownership70.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,188

Population Density3,868 /km²

Owner Occupied87%

Age Distribution

0-15 14%16-64 52%65+ 34%

View Area Profile

Schools Nearby

Hampton Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
SALT COLLEGE
0.6 mi
-
Herne Bay High School
0.9 mi
Good
Thornden Wood Primary School
1.0 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Beach House Spa Esplanade
-
£1.10M
-
Jarrahdale Spa Esplanade
-
£585k
-
The Shingles Spa Esplanade
-
£1.16M
-
Iluka Spa Esplanade
-
£480k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN