Recent sale
BEACH HOUSE SPA ESPLANADE
£1.10M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: BEACH HOUSE SPA ESPLANADE]()
![Comparable: JARRAHDALE SPA ESPLANADE]()
![Comparable: THE SHINGLES SPA ESPLANADE]()
![Comparable: ILUKA SPA ESPLANADE]()
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Iluka, Spa Esplanade, Herne Bay, CT6 8EP
UPRN:200000679473Semi-Detached House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: E (44)AI-Powered Intelligence
Data freshness:Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:34:54.672507+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£478,000
Estimated value
Range: £430k - £525k|Last sold: £480k (2021-06-25)
Estimate of £478k for semi-detached houses in Herne Bay. 445 transactions in the last 12 months; median £329k.
AI Confidence
-
Medium confidence
Value History
Current estimate
£478k
£430k - £525k - Medium confidence
Annualised (CAGR)
+5.53%
Over the full window
Peak estimate
£536k
Jul 2022
From peak
-10.82%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CT6 district (quarterly)index YoY +7.21%
Growth by window
3m
+2.14%
6m
+3.69%
12m
+2.36%
24m
+5.29%
60m
-2.45%
Rental Market
Estimated rent (pcm)
£1,850
/ month
Gross yield
4.95%
Net yield
81.00%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£329k
2-bed Semi-Detached House
12m Price Growth
-
vs UK avg
Days on Market
54d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£478,000
- SDLT standard£13,900
- SDLT BTL surcharge (5%)£23,900
- Legal + Survey£15,000
- Refurb (light)£33,460
- Total All-In Cost£564,260
Funding
- Deposit (25%)£119,500
- Mortgage (75% LTV)£358,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£205,760
Monthly Returns
- Monthly Rent (est)£1,850
- Mortgage Payment (IO)-£1,568
- Management (10%)-£185
- Insurance-£123
- Maintenance-£199
- Monthly Cashflow-£225
Capital Returns
- 5yr Property Value£483,522
- 5yr Capital Gain (0.23% pa)+£5,522
- 5yr Cumulative Rent (net)+£80,580
- Less mortgage interest-£94,080
- 5yr Total Return-£7,978
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £479,099 | £120,599 | -£2,700 | -£1,601 | -0.8% |
| Year 2 | £480,201 | £121,701 | -£5,400 | -£3,199 | -1.6% |
| Year 3 | £481,306 | £122,806 | -£8,100 | -£4,794 | -2.3% |
| Year 4 | £482,413 | £123,913 | -£10,800 | -£6,387 | -3.1% |
| Year 5 | £483,522 | £125,022 | -£13,500 | -£7,978 | -3.9% |
Assumes 0.23% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£205,760).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
JARRAHDALE SPA ESPLANADE
£585k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
THE SHINGLES SPA ESPLANADE
£1.16M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
ILUKA SPA ESPLANADE
£480k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,337
Median Income
Signal
1,518
Population
Signal
0.9 / 100
Deprivation