BEACH HOUSE SPA ESPLANADE
Recent sale
£1.10M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Iluka, Spa Esplanade, Herne Bay, CT6 8EP
UPRN:200000679473Semi-Detached House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: E (44)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:34:54.672507+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£481,000
Estimated value
Range: £432k - £529k|Last sold: £480k (2021-06-25)
Estimate of £481k for this semi-detached house. 439 sales in CT6 in the last 12 months; median £326k.
Estimate confidence
Medium confidence
Value History
Current estimate
£481k
£432k - £529k - Medium confidence
Annualised (CAGR)
+5.48%
Over the full window
Peak estimate
£536k
Jul 2022
From peak
-10.26%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CT6 district (quarterly)index YoY +7.21%
Growth by window
3m
+1.91%
6m
+4.34%
12m
+2.78%
24m
+7.37%
60m
+0.00%
Rental Market
Estimated rent (pcm)
£1,900
/ month
Gross yield
-
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£326k
CT6 sales, last 12 months
12m Price Growth
-
CT6 median, Land Registry
Days on Market
71d
CT6 average
Sales & Yield
3 metricsTransactions / 12m
439
CT6 sales
Area Gross Yield
4.91%
CT6 medians
Last Sold
£480k
2021-06-25
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£20,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£22,100
Funding
- Deposit (25%)£5,000
- Mortgage (75% LTV)£15,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£7,100
Monthly Returns
- Monthly Rent (estimate)£1,900
- Mortgage Payment (IO)-£66
- Management (10%)-£190
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,544
Capital Returns
- 5yr Property Value£20,060
- 5yr Capital Gain (0.06% pa, historical)+£60
- 5yr Cumulative Rent (net)+£100,772
- Less mortgage interest-£3,960
- 5yr Total Return+£96,872
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £20,012 | £5,012 | +£18,528 | +£18,540 | 261.1% |
| Year 2 | £20,024 | £5,024 | +£37,464 | +£37,488 | 528.0% |
| Year 3 | £20,036 | £5,036 | +£56,817 | +£56,853 | 800.7% |
| Year 4 | £20,048 | £5,048 | +£76,597 | +£76,645 | 1079.5% |
| Year 5 | £20,060 | £5,060 | +£96,812 | +£96,872 | 1364.4% |
Modelled on the live asking price. Capital growth 0.06% a year is the CT6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£7,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
JARRAHDALE SPA ESPLANADE
Recent sale
£585k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
THE SHINGLES SPA ESPLANADE
Recent sale
£1.16M
Sale price
£/sqft
-
Rent pcm
-
Yield
-
ILUKA SPA ESPLANADE
Recent sale
£480k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,188
Median earnings (local authority)
Signal
1,518
Population
Signal
0.9%
Households Deprived