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22 Riding Fold Lane, Worsley, Manchester, M28 2HD

UPRN:100011384893Detached House4 bedsBuilt 1976-1982
LeaseholdCouncil Tax: -EPC: C (71)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 3mo agoPlanning: ageing, refreshed 3mo ago (2026-07-10T08:08:30.066243+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· freshRisk: fresh, refreshed 4d ago (2026-10-02T03:11:24.076312+00:00)Crime· freshCrime: fresh, refreshed 5d ago (2026-10-01T10:03:45.019558+00:00)Connectivity· freshConnectivity: fresh, refreshed 3d ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-09-06T05:00:26.476544+00:00)Amenities· freshAmenities: fresh, refreshed 2d ago (2026-10-04T07:25:27.780243+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 2 days ago
£393,000
Estimated value
Range: £354k - £432kLast sold: £350k (2025-03-26)

Estimate of £393k for detached houses in Manchester. 482 transactions in the last 12 months; median £265k.

AI Confidence
-
Medium confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£393k
£354k - £432k - Medium confidence
Annualised (CAGR)
+2.13%
Over the full window
Peak estimate
£480k
Nov 2022
From peak
-18.12%
Drawdown from peak
£487k£447k£407k£367k£327k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - M28 district (quarterly)index YoY +2.17%
Growth by window
3m
-1.50%
6m
+5.08%
12m
+4.80%
24m
-15.48%
60m
-1.26%

Rental Market

Monthly
Estimated rent (pcm)
£2,050
/ month
Gross yield
3.88%
Net yield
4.30%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£265k
4-bed Detached House
12m Price Growth
+16.0%
vs UK avg
Days on Market
49d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£393,000
  • SDLT standard£9,650
  • SDLT BTL surcharge (5%)£19,650
  • Legal + Survey£15,000
  • Refurb (light)£27,510
  • Total All-In Cost£464,810

Funding

  • Deposit (25%)£98,250
  • Mortgage (75% LTV)£294,750
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£170,060

Monthly Returns

  • Monthly Rent (est)£2,050
  • Mortgage Payment (IO)-£1,290
  • Management (10%)-£205
  • Insurance-£114
  • Maintenance-£164
  • Monthly Cashflow+£277

Capital Returns

  • 5yr Property Value£433,904
  • 5yr Capital Gain (2.00% pa)+£40,904
  • 5yr Cumulative Rent (net)+£94,020
  • Less mortgage interest-£77,400
  • 5yr Total Return+£57,524

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£400,860£106,110+£3,324+£11,1846.6%
Year 2£408,877£114,127+£6,648+£22,52513.2%
Year 3£417,055£122,305+£9,972+£34,02720.0%
Year 4£425,396£130,646+£13,296+£45,69226.9%
Year 5£433,904£139,154+£16,620+£57,52433.8%

Assumes 2.00% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£170,060).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 22 RIDINGFOLD LANE
    Recent sale

    22 RIDINGFOLD LANE

    £350k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 20 RIDINGFOLD LANE
    Recent sale

    20 RIDINGFOLD LANE

    £218k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 21 RIDINGFOLD LANE
    Recent sale

    21 RIDINGFOLD LANE

    £238k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 20 RIDINGFOLD LANE
    Recent sale

    20 RIDINGFOLD LANE

    £140k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £34,741
    Median Income
    Signal
    1,933
    Population
    Signal
    0.8 / 100
    Deprivation

    Upside Opportunities

    0 levers